{"id":1620,"date":"2025-08-13T11:59:17","date_gmt":"2025-08-13T11:59:17","guid":{"rendered":"https:\/\/jumpp.finance\/blog\/?p=1620"},"modified":"2025-08-13T11:59:17","modified_gmt":"2025-08-13T11:59:17","slug":"what-is-ctc","status":"publish","type":"post","link":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/","title":{"rendered":"What is CTC? Let&#8217;s Understand Your Salary in Simple Terms"},"content":{"rendered":"<div class='main-article-wrapper'>\n<p class=\"wp-block-paragraph\">When you apply for a job and receive a call, the first thing you often want to know about is the CTC in salary. Whether you attend interviews or listen to a salary package, the term CTC is always a part of our discussions. But what is CTC, and how does it relate to gross salary and net salary? Do you know how to calculate CTC?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s find out!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_CTC\"><\/span>What is CTC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The full form of CTC is Cost to Company. It is the total amount a company spends on an individual in a year. CTC doesn&#8217;t mean your salary for 12 months.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CTC in salary is actually a complete figure that includes all the monetary and non-monetary benefits the company provides you.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if your CTC is 10 lakh rupees per year, it means the company is spending 10 lakh rupees on you. Now, this doesn&#8217;t mean that 10 Lakh rupees is your take-home figure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This CTC amount will include your salary, bonuses, provident fund contributions, health insurance, and all other discussed benefits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Structure and Key Components of CTC<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CTC is made up of several parts. It is important to understand these components so you know how to calculate CTC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is how your salary is structured-&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Fixed Components<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Basic Salary<\/strong>: This is the base figure of your salary.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It is a fixed amount that you earn before any allowances or bonuses. If your employer makes any contribution towards the provident fund and gratuity, the basic salary is often used as the base for the calculation.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>House Rent Allowance (HRA)<\/strong>: This is given by the company to cover your rent expenses.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It is also a tax-saving component if you live in rented accommodation and pay rent.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dearness Allowance (DA)<\/strong>: This is mostly applicable to government employees.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">However, nowadays, most of the private organisations provide it too.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Other Allowances<\/strong>: These include travel allowance, special allowances, medical allowance, and any fixed monthly payments apart from the basic salary.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Variable Components<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Performance Bonus<\/strong>: This is basically the bonus paid by your employer based on your yearly performance. This can change every year.<\/li>\n\n\n\n<li><strong>Commission<\/strong>: This is common in sales jobs. A commission is paid based on sales generated.<\/li>\n\n\n\n<li><strong>Profit Sharing<\/strong>: Some companies share part of their profits with employees.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Other Benefits Included in CTC<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Provident Fund (PF)<\/strong>: The employer contributes a fixed percentage of your basic salary to your provident fund.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">PF is a retirement savings scheme where both the employee and employer contribute a fixed percentage of the salary every month.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Health Insurance<\/strong>: Most of the organisations nowadays also provide individual or family insurance benefits.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The premium paid by the employer for your medical insurance is also part of the CTC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Learn <a href=\"https:\/\/jumpp.finance\/blog\/protecing-your-finances\/what-is-health-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">what is health insurance<\/a> and its key benefits!<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Other Benefits<\/strong>: This could include meal coupons, transportation, or other benefits the company offers.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Common Deductions from CTC<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While your CTC includes many benefits and contributions, some of these are deducted to calculate your actual take-home salary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are some of the common deductions applicable<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Employee Provident Fund (EPF)<\/strong> contribution (your part).<\/li>\n\n\n\n<li><strong>Professional Tax<\/strong> (this amount is different for every state in India).<\/li>\n\n\n\n<li><strong>Income Tax<\/strong> deducted at source (TDS). This is based on your tax bracket.<\/li>\n\n\n\n<li>Any other deductions, like loan repayments or insurance premiums.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Calculate_CTC\"><\/span>How to Calculate CTC?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The formula to calculate CTC is as follows-<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CTC = Gross Salary + Employer\u2019s Contributions + Other Benefits<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let us understand this with a simple example-<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Suppose your gross salary is Rs 5,00,000 per year. Your employer contributes Rs 80,000 towards your provident fund, and you get a bonus of Rs 20,000.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, your CTC shall be as follows-<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CTC = Rs 5,00,000 + Rs 80,000 + Rs 20,000 = Rs 6,00,000<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gross_Salary_Meaning\"><\/span>Gross Salary Meaning<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gross salary is the total salary you earn before any deductions like taxes or provident fund are subtracted from your income. It includes your basic salary, house rent allowance (HRA), special allowances, and other earnings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gross salary is basically the amount shown on your salary slip before deductions are applied. It is a part of your CTC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s the simple Gross Salary formula:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Gross Salary = Basic Salary + Allowances + Bonuses + Perquisites<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here in,<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your basic salary is the fixed part of your pay.<\/li>\n\n\n\n<li>The allowances can include HRA, LTA, special allowances, etc.<\/li>\n\n\n\n<li>Bonuses are performance\/annual incentives or special bonuses given on occasions like the New Year or Diwali.<\/li>\n\n\n\n<li>Perquisites are benefits like a company car, phone, etc.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Net_Salary_Meaning\"><\/span>Net Salary Meaning<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Net salary is the amount you actually receive in your bank account after all deductions. These deductions can include income tax, employee provident fund (EPF), professional tax, and any other mandatory or voluntary deductions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Net salary is also called take-home salary because it is the actual money you can use for your expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The commonly used Net Salary formula:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Net Salary = Gross Salary &#8211; Deductions<\/strong>.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CTC_vs_Gross_Salary_vs_Net_Salary\"><\/span>CTC vs Gross Salary vs Net Salary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you receive a job offer, you start imagining how your savings account will grow and how you\u2019ll be able to enjoy restaurant visits, fancy dinners, weekend trips, and more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the amount mentioned is usually the CTC, or cost to company, which is not the same as the money you will actually take home. That\u2019s why it is important to understand the difference between CTC, gross salary, and net salary, along with how each of them is calculated.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Difference Between CTC and Gross Salary<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CTC<\/strong> is the total yearly cost a company spends on an employee, including gross salary, bonuses, benefits, and employer contributions like PF or insurance.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Gross<\/strong> <strong>salary<\/strong>, on the other hand, is only what you earn before deductions. Gross salary is a part of your CTC, but CTC also covers non-cash benefits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Difference Between Gross Salary and Net Salary<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Gross<\/strong> <strong>salary<\/strong> is the total pay you earn before any deductions. It includes your basic salary, allowances, and bonuses. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Net<\/strong> <strong>salary<\/strong>, often called your take-home pay, is what\u2019s left after deductions like income tax, PF, and professional tax.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Term<\/strong><\/td><td><strong>What It Means<\/strong><\/td><td><strong>Includes<\/strong><\/td><td><strong>Excludes<\/strong><\/td><td><strong>How It\u2019s Calculated&nbsp;<\/strong><\/td><\/tr><tr><td><strong>CTC (Cost to Company)<\/strong><\/td><td>The total expense the employer spends on an employee in a year<\/td><td>Gross Salary + Employer&#8217;s PF contribution + Gratuity + Health insurance + Other benefits (food coupons, etc.)<\/td><td>Employee\u2019s tax, PF deductions from salary<\/td><td>CTC = Gross Salary + Employer PF + Gratuity + Other benefits<\/td><\/tr><tr><td><strong>Gross Salary<\/strong><\/td><td>Total salary earned before deductions<\/td><td>Basic Salary + Allowances (HRA, LTA, Special Allowance) + Bonuses + Perquisites (company car, meal coupons)<\/td><td>Employer PF, taxes, employee PF, insurance<\/td><td>Gross Salary = Basic + Allowances + Bonuses + Perquisites<\/td><\/tr><tr><td><strong>Net Salary&nbsp;<\/strong><\/td><td>This is the actual amount credited to the employee\u2019s bank account after all deductions<\/td><td>Gross Salary \u2013 Employee PF \u2013 Tax Deducted at Source (TDS) \u2013 Professional Tax \u2013 Other deductions<\/td><td>Employer\u2019s contributions, non-monetary benefits<\/td><td>Net Salary = Gross Salary \u2013 (Employee PF + TDS + Other Deductions)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most of us usually get excited by a high CTC figure, but it\u2019s important to remember that it includes various benefits, allowances, and employer contributions that you won\u2019t receive as cash in hand.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By knowing how to calculate these components, you can set realistic expectations, plan your finances better, and make smarter career decisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Start growing your earnings\u2014<strong><a href=\"https:\/\/jumpp.finance\/save\" target=\"_blank\" rel=\"noreferrer noopener\">open a zero balance savings account<\/a><\/strong> today with our smart savings app!<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CTA_in_Salary-_FAQs\"><\/span>CTA in Salary- FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1755077090466\"><strong class=\"schema-faq-question\"><strong>What is CTC in Salary?<\/strong><\/strong> <p class=\"schema-faq-answer\">CTC (Cost to Company) is the total yearly amount a company spends on an employee, including salary, benefits, and perks. It is not the same as your take-home pay.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1755077118484\"><strong class=\"schema-faq-question\"><strong>What is the CTC for an 18,000 Salary?<\/strong><\/strong> <p class=\"schema-faq-answer\">If \u20b918,000 is your monthly gross salary, your annual CTC will be around \u20b92.16 lakh plus any employer benefits or bonuses.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1755077136023\"><strong class=\"schema-faq-question\"><strong>What is CTC for a 50,000 salary?<\/strong><\/strong> <p class=\"schema-faq-answer\">If \u20b950,000 is your monthly gross salary, your yearly CTC will be about \u20b96 lakh plus employer contributions or perks.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1755077151653\"><strong class=\"schema-faq-question\"><strong>Is 20 lakh CTC Good?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, \u20b920 lakh CTC is a high package in India. However, you must know that your take-home pay will depend on deductions, taxes, and benefits included.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1755077170958\"><strong class=\"schema-faq-question\"><strong>Which is better, CTC or LPA?<\/strong><\/strong> <p class=\"schema-faq-answer\">CTC and LPA (Lakh Per Annum) mean the same in salary terms; LPA is just the yearly figure, while CTC includes the detailed breakdown.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1755077182248\"><strong class=\"schema-faq-question\"><strong>What is CTC payment in India?<\/strong><\/strong> <p class=\"schema-faq-answer\">In India, CTC means Cost to Company. It is the total amount a company spends on you in a year. This includes not only your basic salary but also all the extra costs and benefits the company provides.<\/p> <\/div> <\/div>\n<\/div><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#What_is_CTC\" >What is CTC?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#How_to_Calculate_CTC\" >How to Calculate CTC?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#Gross_Salary_Meaning\" >Gross Salary Meaning<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#Net_Salary_Meaning\" >Net Salary Meaning<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#CTC_vs_Gross_Salary_vs_Net_Salary\" >CTC vs Gross Salary vs Net Salary<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#CTA_in_Salary-_FAQs\" >CTA in Salary- FAQs<\/a><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>When you apply for a job and receive a call, the first thing you often want to know about is the CTC in salary. Whether you attend interviews or listen to a salary package, the term CTC is always a part of our discussions. But what is CTC, and how does it relate to gross &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What is CTC? Let&#8217;s Understand Your Salary in Simple Terms&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":1630,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[39],"tags":[599,595,600,596,597,598,593,601,594,592],"class_list":["post-1620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-wellness","tag-calculate-ctc","tag-ctc-in-salary","tag-ctc-vs-gross-salary-vs-net-salary","tag-difference-between-ctc-and-gross-salary","tag-difference-between-gross-and-net-salary","tag-gross-salary-formula","tag-gross-salary-meaning","tag-net-salary-formula","tag-net-salary-meaning","tag-what-is-ctc"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is CTC in Salary? Meaning, Formula, and Examples<\/title>\n<meta name=\"description\" content=\"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is CTC in Salary? Meaning, Formula, and Examples\" \/>\n<meta property=\"og:description\" content=\"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/\" \/>\n<meta property=\"og:site_name\" content=\"jUMPP\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-13T11:59:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1376\" \/>\n\t<meta property=\"og:image:height\" content=\"892\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jumpp Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"What is CTC in Salary? Meaning, Formula, and Examples\" \/>\n<meta name=\"twitter:description\" content=\"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jumpp Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/\"},\"author\":{\"name\":\"Jumpp Team\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#\\\/schema\\\/person\\\/82548df3e3d099f34408da24befeed76\"},\"headline\":\"What is CTC? Let&#8217;s Understand Your Salary in Simple Terms\",\"datePublished\":\"2025-08-13T11:59:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/\"},\"wordCount\":1399,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/what-is-CTC.jpg\",\"keywords\":[\"calculate ctc\",\"ctc in salary\",\"ctc vs gross salary vs net salary\",\"difference between ctc and gross salary\",\"difference between gross and net salary\",\"Gross salary formula\",\"gross salary meaning\",\"net salary formula\",\"net salary meaning\",\"what is ctc\"],\"articleSection\":[\"Financial Wellness\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#respond\"]}]},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/\",\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/\",\"name\":\"What is CTC in Salary? Meaning, Formula, and Examples\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/what-is-CTC.jpg\",\"datePublished\":\"2025-08-13T11:59:17+00:00\",\"description\":\"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077090466\"},{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077118484\"},{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077136023\"},{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077151653\"},{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077170958\"},{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077182248\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#primaryimage\",\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/what-is-CTC.jpg\",\"contentUrl\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/what-is-CTC.jpg\",\"width\":1376,\"height\":892,\"caption\":\"what is CTC\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Wellness\",\"item\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/category\\\/financial-wellness\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What is CTC? Let&#8217;s Understand Your Salary in Simple Terms\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/\",\"name\":\"jUMPP Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#organization\",\"name\":\"jUMPP Blog\",\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/logo-white-1.svg\",\"contentUrl\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/logo-white-1.svg\",\"width\":1,\"height\":1,\"caption\":\"jUMPP Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/#\\\/schema\\\/person\\\/82548df3e3d099f34408da24befeed76\",\"name\":\"Jumpp Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eb361d9ae92b26e516c062b05bf53ece0b829422e9fee69ab30ffb4127b4f946?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eb361d9ae92b26e516c062b05bf53ece0b829422e9fee69ab30ffb4127b4f946?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eb361d9ae92b26e516c062b05bf53ece0b829422e9fee69ab30ffb4127b4f946?s=96&d=mm&r=g\",\"caption\":\"Jumpp Team\"},\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/author\\\/rohanrawat\\\/\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077090466\",\"position\":1,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077090466\",\"name\":\"What is CTC in Salary?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CTC (Cost to Company) is the total yearly amount a company spends on an employee, including salary, benefits, and perks. It is not the same as your take-home pay.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077118484\",\"position\":2,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077118484\",\"name\":\"What is the CTC for an 18,000 Salary?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If \u20b918,000 is your monthly gross salary, your annual CTC will be around \u20b92.16 lakh plus any employer benefits or bonuses.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077136023\",\"position\":3,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077136023\",\"name\":\"What is CTC for a 50,000 salary?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If \u20b950,000 is your monthly gross salary, your yearly CTC will be about \u20b96 lakh plus employer contributions or perks.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077151653\",\"position\":4,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077151653\",\"name\":\"Is 20 lakh CTC Good?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, \u20b920 lakh CTC is a high package in India. However, you must know that your take-home pay will depend on deductions, taxes, and benefits included.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077170958\",\"position\":5,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077170958\",\"name\":\"Which is better, CTC or LPA?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CTC and LPA (Lakh Per Annum) mean the same in salary terms; LPA is just the yearly figure, while CTC includes the detailed breakdown.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077182248\",\"position\":6,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-wellness\\\/what-is-ctc\\\/#faq-question-1755077182248\",\"name\":\"What is CTC payment in India?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In India, CTC means Cost to Company. It is the total amount a company spends on you in a year. This includes not only your basic salary but also all the extra costs and benefits the company provides.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is CTC in Salary? Meaning, Formula, and Examples","description":"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/","og_locale":"en_US","og_type":"article","og_title":"What is CTC in Salary? Meaning, Formula, and Examples","og_description":"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.","og_url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/","og_site_name":"jUMPP","article_published_time":"2025-08-13T11:59:17+00:00","og_image":[{"width":1376,"height":892,"url":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg","type":"image\/jpeg"}],"author":"Jumpp Team","twitter_card":"summary_large_image","twitter_title":"What is CTC in Salary? Meaning, Formula, and Examples","twitter_description":"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.","twitter_image":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg","twitter_misc":{"Written by":"Jumpp Team","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#article","isPartOf":{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/"},"author":{"name":"Jumpp Team","@id":"https:\/\/jumpp.finance\/blog\/#\/schema\/person\/82548df3e3d099f34408da24befeed76"},"headline":"What is CTC? Let&#8217;s Understand Your Salary in Simple Terms","datePublished":"2025-08-13T11:59:17+00:00","mainEntityOfPage":{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/"},"wordCount":1399,"commentCount":0,"publisher":{"@id":"https:\/\/jumpp.finance\/blog\/#organization"},"image":{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#primaryimage"},"thumbnailUrl":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg","keywords":["calculate ctc","ctc in salary","ctc vs gross salary vs net salary","difference between ctc and gross salary","difference between gross and net salary","Gross salary formula","gross salary meaning","net salary formula","net salary meaning","what is ctc"],"articleSection":["Financial Wellness"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#respond"]}]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/","url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/","name":"What is CTC in Salary? Meaning, Formula, and Examples","isPartOf":{"@id":"https:\/\/jumpp.finance\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#primaryimage"},"image":{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#primaryimage"},"thumbnailUrl":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg","datePublished":"2025-08-13T11:59:17+00:00","description":"Before you sign that offer letter, know what is CTC, how it differs from gross and net salary, and what you\u2019ll actually receive.","breadcrumb":{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077090466"},{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077118484"},{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077136023"},{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077151653"},{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077170958"},{"@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077182248"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#primaryimage","url":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg","contentUrl":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2025\/08\/what-is-CTC.jpg","width":1376,"height":892,"caption":"what is CTC"},{"@type":"BreadcrumbList","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/jumpp.finance\/blog\/"},{"@type":"ListItem","position":2,"name":"Financial Wellness","item":"https:\/\/jumpp.finance\/blog\/category\/financial-wellness\/"},{"@type":"ListItem","position":3,"name":"What is CTC? Let&#8217;s Understand Your Salary in Simple Terms"}]},{"@type":"WebSite","@id":"https:\/\/jumpp.finance\/blog\/#website","url":"https:\/\/jumpp.finance\/blog\/","name":"jUMPP Blog","description":"","publisher":{"@id":"https:\/\/jumpp.finance\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/jumpp.finance\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/jumpp.finance\/blog\/#organization","name":"jUMPP Blog","url":"https:\/\/jumpp.finance\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/jumpp.finance\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2024\/09\/logo-white-1.svg","contentUrl":"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2024\/09\/logo-white-1.svg","width":1,"height":1,"caption":"jUMPP Blog"},"image":{"@id":"https:\/\/jumpp.finance\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/jumpp.finance\/blog\/#\/schema\/person\/82548df3e3d099f34408da24befeed76","name":"Jumpp Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/eb361d9ae92b26e516c062b05bf53ece0b829422e9fee69ab30ffb4127b4f946?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eb361d9ae92b26e516c062b05bf53ece0b829422e9fee69ab30ffb4127b4f946?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/eb361d9ae92b26e516c062b05bf53ece0b829422e9fee69ab30ffb4127b4f946?s=96&d=mm&r=g","caption":"Jumpp Team"},"url":"https:\/\/jumpp.finance\/blog\/author\/rohanrawat\/"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077090466","position":1,"url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077090466","name":"What is CTC in Salary?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"CTC (Cost to Company) is the total yearly amount a company spends on an employee, including salary, benefits, and perks. It is not the same as your take-home pay.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077118484","position":2,"url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077118484","name":"What is the CTC for an 18,000 Salary?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If \u20b918,000 is your monthly gross salary, your annual CTC will be around \u20b92.16 lakh plus any employer benefits or bonuses.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077136023","position":3,"url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077136023","name":"What is CTC for a 50,000 salary?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If \u20b950,000 is your monthly gross salary, your yearly CTC will be about \u20b96 lakh plus employer contributions or perks.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077151653","position":4,"url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077151653","name":"Is 20 lakh CTC Good?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, \u20b920 lakh CTC is a high package in India. However, you must know that your take-home pay will depend on deductions, taxes, and benefits included.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077170958","position":5,"url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077170958","name":"Which is better, CTC or LPA?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"CTC and LPA (Lakh Per Annum) mean the same in salary terms; LPA is just the yearly figure, while CTC includes the detailed breakdown.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077182248","position":6,"url":"https:\/\/jumpp.finance\/blog\/financial-wellness\/what-is-ctc\/#faq-question-1755077182248","name":"What is CTC payment in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"In India, CTC means Cost to Company. It is the total amount a company spends on you in a year. This includes not only your basic salary but also all the extra costs and benefits the company provides.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/1620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/comments?post=1620"}],"version-history":[{"count":6,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/1620\/revisions"}],"predecessor-version":[{"id":1629,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/1620\/revisions\/1629"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/media\/1630"}],"wp:attachment":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/media?parent=1620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/categories?post=1620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/tags?post=1620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}