{"id":2509,"date":"2025-12-16T05:40:16","date_gmt":"2025-12-16T05:40:16","guid":{"rendered":"https:\/\/jumpp.finance\/blog\/?p=2509"},"modified":"2026-01-05T06:56:09","modified_gmt":"2026-01-05T06:56:09","slug":"indira-gandhi-national-widow-pension-scheme","status":"publish","type":"post","link":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/","title":{"rendered":"Indira Gandhi National Widow Pension Scheme (IGNWPS): Benefits and Application Process"},"content":{"rendered":"<div class='main-article-wrapper'>\n<p class=\"wp-block-paragraph\">For many widows, the loss of a spouse is not only emotional but also financial, especially in households where income was already limited. The Indira Gandhi National Widow Pension Scheme (IGNWPS) was introduced to ensure that widows from Below Poverty Line families receive consistent monthly support to meet basic living needs and regain a sense of financial stability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This blog features all the details related to the IGNWPS scheme in India!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Indira_Gandhi_National_Widow_Pension_Scheme_IGNWPS\"><\/span>What is the Indira Gandhi National Widow Pension Scheme (IGNWPS)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The &#8220;Pradhan Mantri Widow Pension Scheme&#8221; is a central government scheme under the <strong>National Social Assistance Programme (NSAP<\/strong>). It provides monthly financial assistance to destitute widows from Below Poverty Line (BPL) families, usually aged between 40 and 79 years.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The central contribution is around \u20b9300 per month, which increases to \u20b9500 per month for widows aged 80 years and above. The pension is discontinued if the widow remarries or if it is determined that her adult children are able to support her financially.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Indira Gandhi National Widow Pension Scheme (IGNWPS) Overview<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>IGNWPS Full Form&nbsp;<\/td><td>Indira Gandhi National Widow Pension Scheme&nbsp;<\/td><\/tr><tr><td>Implementing Ministry<\/td><td>Ministry of Rural Development, Government of India<\/td><\/tr><tr><td>Platform<\/td><td>myScheme, Digital India (Ministry of Electronics and Information Technology)<\/td><\/tr><tr><td>Scheme Type<\/td><td>Non-contributory social security pension scheme<\/td><\/tr><tr><td>Objective<\/td><td>To provide monthly financial support to widows from poor households<\/td><\/tr><tr><td>Target Beneficiaries<\/td><td>Widows belonging to Below Poverty Line households<\/td><\/tr><tr><td>Age Criteria<\/td><td>40 to 79 years<\/td><\/tr><tr><td>Pension Amount<\/td><td>\u20b9300 per month for ages 40 to 79 years<\/td><\/tr><tr><td>Enhanced Pension<\/td><td>\u20b9500 per month for beneficiaries aged 80 years and above<\/td><\/tr><tr><td>Mode of Disbursement<\/td><td>Direct Benefit Transfer to bank or post office account<\/td><\/tr><tr><td>Application Mode<\/td><td>Online through UMANG or offline through local authorities<\/td><\/tr><tr><td>Discontinuation Conditions<\/td><td>Remarriage or moving above the Below Poverty Line<\/td><\/tr><tr><td>Governing Programme<\/td><td>National Social Assistance Programme (NSAP)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IWNWPS_Benefits_and_Features\"><\/span>IWNWPS Benefits and Features<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Indira Gandhi National Widow Pension Scheme exists to ensure that vulnerable widows are not left without basic support.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are the unique features of the IWNWPS:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monthly pension to help widows meet basic needs.<\/li>\n\n\n\n<li>\u20b9300 per month for widows aged 40 to 79 years.<\/li>\n\n\n\n<li>\u20b9500 per month for widows aged 80 years and above.<\/li>\n\n\n\n<li>Offers social security to widows from poor families.<\/li>\n\n\n\n<li>Centrally sponsored by the Ministry of Rural Development, with support from states.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IGNWPS_Eligibility\"><\/span>IGNWPS Eligibility<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The eligibility criteria under the Indira Gandhi National Widow Pension Scheme (IGNWPS) are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The applicant must be a widow aged between 40 and 79 years.<\/li>\n\n\n\n<li>The applicant should belong to a household living below the poverty line, as per the criteria prescribed by the Government of India.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>Want to learn about the support available for persons with disabilities as well? Explore the <a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-disability-pension-scheme\/\" target=\"_blank\" rel=\"noreferrer noopener\">Indira Gandhi National Disability Pension Scheme<\/a>.<\/strong><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Exclusions<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The pension will be discontinued in the following cases:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If the widow remarries.<\/li>\n\n\n\n<li>If the widow\u2019s household moves above the Below Poverty Line category.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IGNWPS_Application_Process\"><\/span>IGNWPS Application Process<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Applying for the Indira Gandhi National Widow Pension Scheme is a crucial step toward securing steady financial support for widows who need help meeting everyday expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to Apply for the Indira Gandhi National Widow Pension Scheme- Online Method<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Step 1: Download the UMANG app or visit the UMANG website.<\/li>\n\n\n\n<li>Step 2: Log in using your registered mobile number and OTP.<\/li>\n\n\n\n<li>Step 3: Search for NSAP and select the pension scheme.<\/li>\n\n\n\n<li>Step 4: Click on <strong>Apply Online<\/strong>.<\/li>\n\n\n\n<li>Step 5: Fill in the required details, choose the pension payment mode, upload a photograph, and submit the application.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Offline Method<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Submit the completed application form at the Gram Panchayat or Block Office in rural areas, or at the Municipality or Municipal Council in urban areas.<\/li>\n\n\n\n<li>A verification officer checks the application based on eligibility details.<\/li>\n\n\n\n<li>The officer recommends approval or rejection with reasons.<\/li>\n\n\n\n<li>Applications are discussed in the Gram Sabha in rural areas or the Ward or Area Sabha in urban areas.<\/li>\n\n\n\n<li>After approval, the Sanctioning Authority issues a Sanction Order to the applicant.<\/li>\n\n\n\n<li>Approved beneficiaries receive a pension passbook with sanction and payment details.<\/li>\n\n\n\n<li>The pension amount is credited directly to the beneficiary\u2019s bank or post office account through Direct Benefit Transfer.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indira_Gandhi_National_Widow_Pension_Scheme_IGNWPS_Documents_Required_for_Application\"><\/span>Indira Gandhi National Widow Pension Scheme: IGNWPS Documents Required for Application<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Applying for the Indira Gandhi National Widow Pension Scheme begins with a few essential documents, each playing a key role in ensuring timely and rightful financial support for widows in need.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Death certificate of the husband, clearly mentioning the name of the surviving wife (widow).<\/li>\n\n\n\n<li>Below Poverty Line (BPL) card.<\/li>\n\n\n\n<li>Proof of age, such as a birth certificate or school certificate.<\/li>\n\n\n\n<li>If these are not available, the ration card or EPIC may be accepted.<\/li>\n\n\n\n<li>In the absence of any valid document, an age certificate issued by a medical officer of a government hospital may be considered.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">By offering a steady monthly pension and simple access through both online and offline channels, the scheme helps ensure basic dignity, security, and stability in everyday life.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>If you are planning to receive government pensions or benefits like IGNWPS, <a href=\"https:\/\/jumpp.finance\/save\" target=\"_blank\" rel=\"noreferrer noopener\">opening a zero-balance savings account<\/a> can make the process smoother.&nbsp;<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Disclaimer\u2013 The rankings and figures in this article have been compiled from multiple verified reports, credible news sources, and public financial data available as of 2026.<br>All values are approximate and may vary with newer updates, revisions, or changes in official records.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IGNWPS-_FAQs\"><\/span>IGNWPS- FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1765862956583\"><strong class=\"schema-faq-question\"><strong>What Are the Different Modes of Receiving the IGNWPS Pension?<\/strong><\/strong> <p class=\"schema-faq-answer\">The pension amount can be received through a bank account, a post office account, a postal money order, or as cash paid in hand.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765862957503\"><strong class=\"schema-faq-question\"><strong>Who is eligible for the Indira Gandhi Widow Pension Scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">Widows aged 40 to 79 years from below-poverty-line households are eligible under the scheme. They must not be receiving benefits from any other social security pension.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765862958100\"><strong class=\"schema-faq-question\"><strong>Who is eligible for a monthly Pradhan Mantri Widow Pension Scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">Destitute widows belonging to below-poverty-line families and meeting the age criteria qualify for a monthly widow pension.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765862958628\"><strong class=\"schema-faq-question\"><strong>Who is not eligible for the Pradhan Mantri Widow Pension Scheme<\/strong>?<\/strong> <p class=\"schema-faq-answer\">Widows who remarry, move above the poverty line, or receive another government pension are not eligible.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765862959189\"><strong class=\"schema-faq-question\"><strong>Who is eligible for IGNDPS?<\/strong><\/strong> <p class=\"schema-faq-answer\">Under the Indira Gandhi National Disability Pension Scheme, persons aged 18 to 79 years with 80 per cent or more disability from Below Poverty Line families are eligible.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765863021634\"><strong class=\"schema-faq-question\"><strong>What are the criteria for a widow\u2019s pension?<\/strong><\/strong> <p class=\"schema-faq-answer\">The applicant must be a widow aged 40 to 79 years and belong to a Below Poverty Line household, as per Government of India norms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765863031984\"><strong class=\"schema-faq-question\"><strong>Which documents are required for the widow&#8217;s pension?<\/strong><\/strong> <p class=\"schema-faq-answer\">Key documents include the husband\u2019s death certificate, the Below Poverty Line card, proof of age, and identity proof.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1765863032630\"><strong class=\"schema-faq-question\"><strong>How much does a widow get if her husband dies as per the Pradhan Mantri Widow Pension Scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">Eligible widows receive \u20b9300 per month between 40 and 79 years of age, which increases to \u20b9500 per month for those aged 80 years and above, with states often adding more.<\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Source: https:\/\/www.myscheme.gov.in\/, https:\/\/nsap.nic.in\/<\/p>\n<\/div><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#What_is_the_Indira_Gandhi_National_Widow_Pension_Scheme_IGNWPS\" >What is the Indira Gandhi National Widow Pension Scheme (IGNWPS)?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#IWNWPS_Benefits_and_Features\" >IWNWPS Benefits and Features<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#IGNWPS_Eligibility\" >IGNWPS Eligibility<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#IGNWPS_Application_Process\" >IGNWPS Application Process<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#Indira_Gandhi_National_Widow_Pension_Scheme_IGNWPS_Documents_Required_for_Application\" >Indira Gandhi National Widow Pension Scheme: IGNWPS Documents Required for Application<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#IGNWPS-_FAQs\" >IGNWPS- FAQs<\/a><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>For many widows, the loss of a spouse is not only emotional but also financial, especially in households where income was already limited. The Indira Gandhi National Widow Pension Scheme (IGNWPS) was introduced to ensure that widows from Below Poverty Line families receive consistent monthly support to meet basic living needs and regain a sense &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Indira Gandhi National Widow Pension Scheme (IGNWPS): Benefits and Application Process&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":2510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1001],"tags":[1386,1387,1388,1389,1385,1384,1383,1382],"class_list":["post-2509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-ignwps-application-process","tag-ignwps-benefits","tag-ignwps-documents-required","tag-ignwps-eligibility","tag-ignwps-full-form","tag-indira-gandhi-national-widow-pension-scheme-ignwps","tag-pradhan-mantri-widow-pension-scheme","tag-widow-pension-scheme"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Indira Gandhi National Widow Pension Scheme (IGNWPS) Details<\/title>\n<meta name=\"description\" content=\"Learn about the Indira Gandhi National Widow 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pension.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#faq-question-1765862958628","position":4,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#faq-question-1765862958628","name":"Who is not eligible for the Pradhan Mantri Widow Pension Scheme?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Widows who remarry, move above the poverty line, or receive another government pension are not eligible.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#faq-question-1765862959189","position":5,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#faq-question-1765862959189","name":"Who is eligible for IGNDPS?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Under the Indira Gandhi National Disability Pension Scheme, persons aged 18 to 79 years with 80 per cent or more disability from Below Poverty Line families are 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norms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#faq-question-1765863031984","position":7,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/indira-gandhi-national-widow-pension-scheme\/#faq-question-1765863031984","name":"Which documents are required for the widow's pension?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Key documents include the husband\u2019s death certificate, the Below Poverty Line card, proof of age, and identity 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