{"id":4548,"date":"2026-06-17T09:45:36","date_gmt":"2026-06-17T09:45:36","guid":{"rendered":"https:\/\/jumpp.finance\/blog\/?p=4548"},"modified":"2026-06-18T04:17:34","modified_gmt":"2026-06-18T04:17:34","slug":"cheque-bounce","status":"publish","type":"post","link":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/","title":{"rendered":"Cheque Bounce in Banking: Why Cheques Get Dishonoured and What Happens Afterwards"},"content":{"rendered":"<div class='main-article-wrapper'>\n<p class=\"wp-block-paragraph\">A cheque bounce can happen to anyone, whether because of insufficient funds, incorrect details, or a simple oversight. However, a dishonoured cheque is not always a minor banking issue. It can lead to bank charges, payment disputes, and even legal consequences in certain cases. Understanding why cheques bounce and what happens next can help you avoid unnecessary penalties and complications.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Cheque_Bounce\"><\/span>What is Cheque Bounce?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cheque bounce is the dishonour of a cheque by a bank when it cannot process the payment due to insufficient funds, incorrect details, or other specified reasons, resulting in the cheque being returned unpaid.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to Know If a Cheque Has Bounced?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can know whether a cheque has bounced by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Receiving a <strong>Cheque Return Memo<\/strong> from the bank.<\/li>\n\n\n\n<li>Getting an SMS or email notification from your bank.<\/li>\n\n\n\n<li>Checking your bank statement or internet banking portal.<\/li>\n\n\n\n<li>Being informed by the payee or the collecting bank.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Reasons_for_a_Cheque_Bounce\"><\/span>Common Reasons for a Cheque Bounce<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A cheque may bounce for several reasons, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insufficient Funds:<\/strong> The issuer&#8217;s account does not have enough balance to cover the cheque amount.<\/li>\n\n\n\n<li><strong>Signature Mismatch:<\/strong> The signature on the cheque differs from the specimen signature available with the bank.<\/li>\n\n\n\n<li><strong>Cheque Validity Expired:<\/strong> The cheque is presented after its validity period, which is generally three months from the date of issue.<\/li>\n\n\n\n<li><strong>Technical Errors:<\/strong> Overwriting, alterations, torn cheques, or discrepancies between the amount written in words and figures.<\/li>\n\n\n\n<li><strong>Account-Related Issues:<\/strong> The account has been closed, frozen, blocked, or a stop-payment instruction has been issued.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Cheque_Bounce_Notice_Period\"><\/span>What is the Cheque Bounce Notice Period?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The payee must send a <strong>cheque bounce notice within 30 days<\/strong> of receiving the cheque return memo from the bank.<\/li>\n\n\n\n<li>The drawer then gets <strong>15 days from receiving the notice<\/strong> to make the payment.<\/li>\n\n\n\n<li>If payment is not made within 15 days, the payee can file a complaint within <strong>30 days after the expiry of the notice period<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Happens_When_a_Cheque_Bounces\"><\/span>What Happens When a Cheque Bounces?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A cheque bounce can have financial and legal consequences for the issuer.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cheque Bounce Charges:<\/strong> Banks usually levy cheque return charges or non-sufficient funds (NSF) fees on the issuer and, in certain cases, on the payee.<\/li>\n\n\n\n<li><strong>Impact on Financial Reputation:<\/strong> Repeated cheque bounces can negatively affect an individual&#8217;s banking history and financial credibility.<\/li>\n\n\n\n<li><strong>Legal Consequences:<\/strong> If a cheque bounces due to insufficient funds, the payee may initiate legal proceedings under Section 138 of the Negotiable Instruments Act, 1881, which can result in penalties, fines, or imprisonment in certain cases.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full app-download-banner\"><a href=\"https:\/\/jumpp.finance\/download-app\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"720\" src=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-scaled.jpg\" alt=\"Open zero balance savings account and manage money easily in India\" class=\"wp-image-4224\" srcset=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-scaled.jpg 2560w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-300x84.jpg 300w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-1024x288.jpg 1024w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-768x216.jpg 768w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-1536x432.jpg 1536w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-2048x576.jpg 2048w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-520x146.jpg 520w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_Penalty_for_a_Bounced_Cheque\"><\/span>What is the Penalty for a Bounced Cheque?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When a cheque bounces, the issuer may face both <strong>bank charges and legal penalties<\/strong>, depending on the reason for dishonour.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank Charges:<\/strong> Banks generally impose cheque bounce charges ranging from <strong>\u20b9150 to \u20b9750 or more<\/strong> per instance. The exact amount varies across banks and depends on the cheque amount and reason for dishonour.<\/li>\n\n\n\n<li><strong>Loan EMI Bounce Charges:<\/strong> If the bounced cheque was issued for loan or EMI repayment, lenders may levy an additional penalty of <strong>\u20b9500 to \u20b91,500<\/strong>, along with applicable taxes.<\/li>\n\n\n\n<li><strong>GST on Charges:<\/strong> An <strong>18% GST<\/strong> is generally applicable on cheque return charges and penalty fees imposed by banks and financial institutions.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Know the <a href=\"https:\/\/jumpp.finance\/blog\/growing-your-wealth\/digital-gold\/gold-gst-rate\/\" type=\"post\" id=\"3861\" target=\"_blank\" rel=\"noreferrer noopener\">latest GST on gold<\/a>!<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Legal Penalties:<\/strong> Under Section 138 of the Negotiable Instruments Act, 1881, if the drawer fails to make payment within <strong>15 days of receiving a legal notice<\/strong>, cheque bounce due to insufficient funds may become a criminal offence. The court may impose a <strong>fine of up to twice the cheque amount, imprisonment of up to two years, or both<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The exact cheque bounce penalty depends on the bank&#8217;s policies, the reason for dishonour, and whether legal proceedings are initiated by the payee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_a_Cheque_Bounce_Case_Be_Filed_for_Any_Cheque\"><\/span>Can a Cheque Bounce Case Be Filed for Any Cheque?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No. A cheque bounce case under Section 138 of the Negotiable Instruments Act, 1881 can be filed only when the cheque was issued to discharge a <strong>legally enforceable debt or liability<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A cheque issued as a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gift<\/li>\n\n\n\n<li>Donation<\/li>\n\n\n\n<li>Friendly gesture without legal liability<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">generally does not attract Section 138 proceedings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is an important legal nuance that many competitor blogs miss.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_Cheque_Bounce_a_Criminal_Offence_in_India\"><\/span>Is Cheque Bounce a Criminal Offence in India?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yes, cheque bounce is a criminal offence in India<\/strong> under Section 138 of the Negotiable Instruments Act, 1881, if the cheque is dishonoured due to <strong>insufficient funds<\/strong> or because it exceeds the arranged amount in the account.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The payee must send a <strong>legal notice within 30 days<\/strong> of receiving the cheque return memo.<\/li>\n\n\n\n<li>If the issuer does not make the payment within <strong>15 days of receiving the notice<\/strong>, the payee can file a criminal complaint.<\/li>\n\n\n\n<li>Upon conviction, the issuer may face <strong>imprisonment of up to two years, a fine of up to twice the cheque amount, or both<\/strong>.<\/li>\n\n\n\n<li>Cheque bounce due to technical reasons, such as a <strong>signature mismatch or overwriting<\/strong>, does not automatically result in criminal liability.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Know <a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cancelled-cheque\/\" type=\"post\" id=\"3651\" target=\"_blank\" rel=\"noreferrer noopener\">how to write a cancelled cheque<\/a>!<\/em><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Disclaimer\u2013<\/strong>&nbsp;The rankings and figures in this article have been compiled from multiple verified reports, credible news sources, and public financial data available as of 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All values are approximate and may vary with newer updates, revisions, or changes in official records.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1781688718317\"><strong class=\"schema-faq-question\"><strong>What is a cheque bounce?<\/strong><\/strong> <p class=\"schema-faq-answer\">A cheque bounce occurs when a bank refuses to honour a cheque because of insufficient funds, signature mismatch, account closure, overwriting, or other reasons. It is also known as cheque dishonour.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688740480\"><strong class=\"schema-faq-question\"><strong>Is a dishonoured cheque and cheque bounce the same thing?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, a dishonoured cheque and a cheque bounce are the same. Both terms refer to a cheque that has been returned unpaid by the bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688756647\"><strong class=\"schema-faq-question\"><strong>If a cheque bounces due to insufficient balance, what happens?<\/strong><\/strong> <p class=\"schema-faq-answer\">If a cheque bounces due to insufficient funds, the issuer may be liable to pay bank charges and can face proceedings under Section 138 of the Negotiable Instruments Act if the cheque was issued against a legally enforceable debt.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688775486\"><strong class=\"schema-faq-question\"><strong>What are the cheque bounce charges in India?<\/strong><\/strong> <p class=\"schema-faq-answer\">Cheque bounce charges vary across banks and generally range from around \u20b9100 to \u20b9750 or more, depending on the bank&#8217;s policies and the reason for dishonour.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688790307\"><strong class=\"schema-faq-question\"><strong>What is the penalty for a bounced cheque?<\/strong><\/strong> <p class=\"schema-faq-answer\">The penalty for a bounced cheque can include bank charges, compensation, a fine of up to twice the cheque amount, imprisonment of up to two years, or both, depending on the circumstances of the case.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688805465\"><strong class=\"schema-faq-question\"><strong>What is the cheque bounce validity period?<\/strong><\/strong> <p class=\"schema-faq-answer\">A cheque is generally valid for three months from its date of issue and must be presented within this validity period.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688821507\"><strong class=\"schema-faq-question\"><strong>What is the cheque bounce case process?<\/strong><\/strong> <p class=\"schema-faq-answer\">The process generally involves cheque dishonour, issuance of a cheque return memo, sending a legal notice to the drawer, waiting for the statutory payment period, and filing a complaint before the appropriate court if payment is not received.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688836638\"><strong class=\"schema-faq-question\"><strong>How can you avoid a cheque bounce case?<\/strong><\/strong> <p class=\"schema-faq-answer\">You can avoid a cheque bounce case by maintaining sufficient account balance, verifying cheque details, avoiding signature mismatches, monitoring account activity regularly, and resolving payment issues promptly.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688852387\"><strong class=\"schema-faq-question\"><strong>Is cheque bounce a criminal offence?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, cheque bounce due to insufficient funds is a criminal offence under Section 138 of the Negotiable Instruments Act, 1881. The issuer may face imprisonment of up to two years, a fine of up to twice the cheque amount, or both.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688868893\"><strong class=\"schema-faq-question\"><strong>What is the new rule for cheque bounce?<\/strong><\/strong> <p class=\"schema-faq-answer\">Recent provisions allow courts to order interim compensation of up to 20% of the cheque amount under Section 143A of the NI Act. Courts also increasingly permit electronic service of summons through email and messaging platforms to speed up proceedings.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688881983\"><strong class=\"schema-faq-question\"><strong>Can I get bail in a cheque bounce case?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, cheque bounce is a bailable offence in India. The accused can usually obtain regular or anticipatory bail upon appearing before the court.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688897719\"><strong class=\"schema-faq-question\"><strong>Is a Section 138 case civil or criminal?<\/strong><\/strong> <p class=\"schema-faq-answer\">A Section 138 case is a quasi-criminal proceeding. It is tried in a criminal court, but its primary objective is the recovery of money owed to the payee.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688913919\"><strong class=\"schema-faq-question\"><strong>Can a warrant be issued in a cheque bounce case?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, a Magistrate may issue a bailable or non-bailable warrant if the accused repeatedly ignores court summons and fails to appear before the court.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688929618\"><strong class=\"schema-faq-question\"><strong>Can I file a cheque bounce case after 45 days?<\/strong><\/strong> <p class=\"schema-faq-answer\">No, you cannot file the case immediately after the cheque bounces. You must first send a legal notice within 30 days and allow the drawer 15 days to make payment. The cause of action arises after this period, and the complaint must then be filed within the prescribed time limit.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688944289\"><strong class=\"schema-faq-question\"><strong>How much jail is there in a cheque bounce case?<\/strong><\/strong> <p class=\"schema-faq-answer\">A person convicted under Section 138 of the Negotiable Instruments Act may face imprisonment of up to two years, a fine of up to twice the cheque amount, or both.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781688960524\"><strong class=\"schema-faq-question\"><strong>Can police take action on a cheque bounce case?<\/strong><\/strong> <p class=\"schema-faq-answer\">The police generally do not investigate standard cheque bounce cases. Their role is usually limited to executing court summons or warrants, unless the matter also involves allegations of fraud or cheating.<\/p> <\/div> <\/div>\n<\/div><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#What_is_Cheque_Bounce\" >What is Cheque Bounce?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#Common_Reasons_for_a_Cheque_Bounce\" >Common Reasons for a Cheque Bounce<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#What_is_the_Cheque_Bounce_Notice_Period\" >What is the Cheque Bounce Notice Period?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#What_Happens_When_a_Cheque_Bounces\" >What Happens When a Cheque Bounces?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#What_is_the_Penalty_for_a_Bounced_Cheque\" >What is the Penalty for a Bounced Cheque?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#Can_a_Cheque_Bounce_Case_Be_Filed_for_Any_Cheque\" >Can a Cheque Bounce Case Be Filed for Any Cheque?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#Is_Cheque_Bounce_a_Criminal_Offence_in_India\" >Is Cheque Bounce a Criminal Offence in India?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A cheque bounce can happen to anyone, whether because of insufficient funds, incorrect details, or a simple oversight. However, a dishonoured cheque is not always a minor banking issue. It can lead to bank charges, payment disputes, and even legal consequences in certain cases. Understanding why cheques bounce and what happens next can help you &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Cheque Bounce in Banking: Why Cheques Get Dishonoured and What Happens Afterwards&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":4549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1001],"tags":[3443,3442,3447,3446,3453,3441,3451,3454,3448,3445,3449,3456,3452,3444,3455,3450],"class_list":["post-4548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-check-bounce-charges","tag-cheque-bounce","tag-cheque-bounce-case-process","tag-cheque-bounce-case-time-limit","tag-cheque-bounce-validity-period","tag-dishonoured-cheque","tag-how-to-avoid-cheque-bounce-case","tag-how-to-know-if-a-cheque-has-bounced","tag-if-cheque-bounce-due-to-insufficient-balance","tag-if-cheque-bounce-what-will-happen","tag-is-cheque-bounce-a-criminal-offence-in-india","tag-is-dishonoured-cheque-or-cheque-bounce-same-thing","tag-what-happens-when-a-cheque-bounces","tag-what-is-cheque-bounce","tag-what-is-the-penalty-for-a-bounced-cheque","tag-who-pays-cheque-bounce-charges"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cheque Bounce Charges, Penalties &amp; Legal Consequences in India<\/title>\n<meta name=\"description\" content=\"A cheque bounce or dishonoured cheque occurs when a bank refuses to honour a cheque due to insufficient funds or other reasons. 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Courts also increasingly permit electronic service of summons through email and messaging platforms to speed up proceedings.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-management\\\/personal-finance\\\/cheque-bounce\\\/#faq-question-1781688881983\",\"position\":11,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-management\\\/personal-finance\\\/cheque-bounce\\\/#faq-question-1781688881983\",\"name\":\"Can I get bail in a cheque bounce case?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, cheque bounce is a bailable offence in India. 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It is also known as cheque dishonour.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688740480","position":2,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688740480","name":"Is a dishonoured cheque and cheque bounce the same thing?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, a dishonoured cheque and a cheque bounce are the same. 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The issuer may face imprisonment of up to two years, a fine of up to twice the cheque amount, or both.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688868893","position":10,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688868893","name":"What is the new rule for cheque bounce?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Recent provisions allow courts to order interim compensation of up to 20% of the cheque amount under Section 143A of the NI Act. Courts also increasingly permit electronic service of summons through email and messaging platforms to speed up proceedings.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688881983","position":11,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688881983","name":"Can I get bail in a cheque bounce case?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, cheque bounce is a bailable offence in India. The accused can usually obtain regular or anticipatory bail upon appearing before the court.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688897719","position":12,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688897719","name":"Is a Section 138 case civil or criminal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A Section 138 case is a quasi-criminal proceeding. It is tried in a criminal court, but its primary objective is the recovery of money owed to the payee.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688913919","position":13,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688913919","name":"Can a warrant be issued in a cheque bounce case?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, a Magistrate may issue a bailable or non-bailable warrant if the accused repeatedly ignores court summons and fails to appear before the court.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688929618","position":14,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688929618","name":"Can I file a cheque bounce case after 45 days?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, you cannot file the case immediately after the cheque bounces. You must first send a legal notice within 30 days and allow the drawer 15 days to make payment. The cause of action arises after this period, and the complaint must then be filed within the prescribed time limit.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688944289","position":15,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688944289","name":"How much jail is there in a cheque bounce case?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A person convicted under Section 138 of the Negotiable Instruments Act may face imprisonment of up to two years, a fine of up to twice the cheque amount, or both.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688960524","position":16,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/cheque-bounce\/#faq-question-1781688960524","name":"Can police take action on a cheque bounce case?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The police generally do not investigate standard cheque bounce cases. Their role is usually limited to executing court summons or warrants, unless the matter also involves allegations of fraud or cheating.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/4548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/comments?post=4548"}],"version-history":[{"count":3,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/4548\/revisions"}],"predecessor-version":[{"id":4565,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/4548\/revisions\/4565"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/media\/4549"}],"wp:attachment":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/media?parent=4548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/categories?post=4548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/tags?post=4548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}