{"id":4632,"date":"2026-06-23T10:38:07","date_gmt":"2026-06-23T10:38:07","guid":{"rendered":"https:\/\/jumpp.finance\/blog\/?p=4632"},"modified":"2026-06-23T10:38:08","modified_gmt":"2026-06-23T10:38:08","slug":"foir-full-form","status":"publish","type":"post","link":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/","title":{"rendered":"FOIR Full Form: What It Means and How It Affects Your Loan Approval"},"content":{"rendered":"<div class='main-article-wrapper'>\n<p class=\"wp-block-paragraph\">Managing debt responsibly is one of the most important aspects of financial planning. Before approving a loan, lenders need to determine whether an applicant can comfortably repay the borrowed amount without facing financial stress. This is where FOIR comes into the picture.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this article, learn about FOIR in banking in detail.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_FOIR\"><\/span>What is FOIR?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FOIR stands for <strong>Fixed Obligation to Income Ratio<\/strong>. It is a key metric used by banks and non-banking financial companies (NBFCs) to assess a borrower&#8217;s repayment capacity.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It indicates the proportion of an individual&#8217;s monthly income that is already committed towards fixed financial obligations, helping lenders decide whether extending additional credit is financially viable.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A lower FOIR generally indicates stronger repayment capacity.<\/li>\n\n\n\n<li>A higher FOIR may suggest that a significant portion of income is already tied up in existing obligations.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Fixed obligations considered while calculating FOIR may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Home loan EMIs<\/li>\n\n\n\n<li>Personal loan EMIs<\/li>\n\n\n\n<li>Car loan EMIs<\/li>\n\n\n\n<li>Credit card minimum dues<\/li>\n\n\n\n<li>House rent<\/li>\n\n\n\n<li>Insurance premiums<\/li>\n\n\n\n<li>Other recurring debt payments<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Want to manage your debt better before applying for a new loan? Explore this article on <a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/how-to-pay-off-debt-fast\/\" target=\"_blank\" rel=\"noreferrer noopener\">how to pay off debt fast<\/a> and learn practical strategies to reduce financial obligations and improve your borrowing capacity.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most lenders prefer borrowers with an FOIR between 40% and 55%, although the acceptable limit may vary depending on the lender&#8217;s policies, income level, and credit profile.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full app-download-banner\"><a href=\"https:\/\/jumpp.finance\/download-app\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"720\" src=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-scaled.jpg\" alt=\"Open zero balance savings account and start saving easily in India\" class=\"wp-image-4224\" srcset=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-scaled.jpg 2560w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-300x84.jpg 300w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-1024x288.jpg 1024w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-768x216.jpg 768w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-1536x432.jpg 1536w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-2048x576.jpg 2048w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/05\/Simple-Saving-Starts-Here-520x146.jpg 520w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FOIR_Formula\"><\/span>FOIR Formula<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The formula used to calculate FOIR is:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FOIR = (Total Monthly Fixed Obligations \u00f7 Monthly Income) \u00d7 100<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Where:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Total Monthly Fixed Obligations:<\/strong> Sum of all recurring financial commitments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Monthly Income:<\/strong> Gross or net monthly income, depending on the lender&#8217;s assessment criteria.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Calculate_FOIR\"><\/span>How to Calculate FOIR<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Calculating FOIR involves the following steps:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1: Calculate Total Monthly Obligations<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Add all your recurring financial commitments, including EMIs, rent, credit card payments, and insurance premiums.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 2: Determine Monthly Income<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Calculate your gross monthly income or take-home income as required by the lender.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Monthly income may include:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salary and wages<\/li>\n\n\n\n<li>Business income<\/li>\n\n\n\n<li>Rental income<\/li>\n\n\n\n<li>Other regular income sources accepted by the lender<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 3: Apply the Formula<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Divide total monthly obligations by monthly income and multiply the result by 100.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The final percentage represents your Fixed Obligation to Income Ratio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FOIR Calculation with Example<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Suppose an individual has the following monthly commitments:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monthly salary: \u20b980,000<\/li>\n\n\n\n<li>Home loan EMI: \u20b97,000<\/li>\n\n\n\n<li>Car loan EMI: \u20b95,000<\/li>\n\n\n\n<li>Rent payment: \u20b98,000<\/li>\n\n\n\n<li>Other fixed expenses: \u20b98,000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Total monthly obligations:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u20b97,000 + \u20b95,000 + \u20b98,000 + \u20b98,000 = \u20b928,000<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Applying the formula:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FOIR = (\u20b928,000 \u00f7 \u20b980,000) \u00d7 100<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>FOIR = 35%<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means that 35% of the individual&#8217;s monthly income is already committed towards fixed obligations, while the remaining 65% is available for savings, investments, and servicing additional debt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Do_Banks_Calculate_FOIR\"><\/span>How Do Banks Calculate FOIR?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Banks calculate FOIR by considering a borrower&#8217;s total fixed monthly obligations and gross monthly income. They analyse existing EMIs, credit card dues, rent, and other recurring liabilities to determine whether the applicant has sufficient disposable income to service a new loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FOIR is only one indicator of financial health. Check out this guide on <a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/financial-health-indicators\/\" target=\"_blank\" rel=\"noreferrer noopener\">financial health indicators<\/a> to understand the key metrics that can help you make smarter borrowing and money management decisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_is_FOIR_Important_for_Loan_Approval\"><\/span>Why is FOIR Important for Loan Approval?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FOIR is one of the most important parameters used during loan underwriting because it helps lenders assess repayment capacity and minimise credit risk.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Determines Loan Eligibility<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Lenders evaluate whether the borrower has sufficient disposable income to manage a new loan along with existing financial commitments.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Helps Decide the Loan Amount<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A lower FOIR may improve the chances of securing a higher loan amount, while a higher FOIR can limit borrowing capacity.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reduces the Risk of Default<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">FOIR enables lenders to identify borrowers who may struggle to repay additional debt due to excessive financial obligations.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Encourages Responsible Borrowing<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For borrowers, monitoring FOIR can prevent overleveraging and promote better financial planning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Generally, a high FOIR may result in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower loan eligibility<\/li>\n\n\n\n<li>Reduced the sanctioned amount<\/li>\n\n\n\n<li>Higher chances of loan rejection<\/li>\n\n\n\n<li>Stricter credit assessment<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">On the other hand, a lower FOIR may improve:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chances of loan approval<\/li>\n\n\n\n<li>Access to higher borrowing limits<\/li>\n\n\n\n<li>Better borrowing terms in certain cases<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FOIR_vs_DTI_What_is_the_Difference\"><\/span>FOIR vs DTI: What is the Difference?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">DTI includes all recurring debts and certain variable expenses, while FOIR primarily focuses on fixed financial obligations such as EMIs and rent and is widely used by Indian lenders to evaluate loan eligibility.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Basis<\/strong><\/td><td><strong>FOIR<\/strong><\/td><td><strong>DTI<\/strong><\/td><\/tr><tr><td>Full Form<\/td><td>Fixed Obligation to Income Ratio<\/td><td>Debt-to-Income Ratio<\/td><\/tr><tr><td>Usage<\/td><td>Commonly used in India<\/td><td>Widely used internationally<\/td><\/tr><tr><td>Includes<\/td><td>Fixed obligations and recurring liabilities<\/td><td>Fixed and variable debts<\/td><\/tr><tr><td>Purpose<\/td><td>Assess repayment capacity<\/td><td>Assess overall debt burden<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_FOIR_the_Same_as_a_Credit_Score\"><\/span>Is FOIR the Same as a Credit Score?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No. FOIR and credit score measure different aspects of financial health. FOIR evaluates the percentage of income already committed towards fixed obligations, whereas a credit score reflects a borrower&#8217;s creditworthiness based on repayment history and credit behaviour. Lenders generally consider both metrics while assessing loan applications.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Improve_Your_FOIR_Before_Applying_for_a_Loan\"><\/span>How to Improve Your FOIR Before Applying for a Loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If your FOIR is high, you must consider taking the following steps before applying for a new loan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pay off existing debt wherever possible.<\/li>\n\n\n\n<li>Reduce outstanding credit card balances.<\/li>\n\n\n\n<li>Avoid taking multiple loans simultaneously.<\/li>\n\n\n\n<li>Increase your income through additional sources of earnings.<\/li>\n\n\n\n<li>Consolidate high-interest debt if feasible.<\/li>\n\n\n\n<li>Delay non-essential borrowing until your financial obligations reduce.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A healthy FOIR can improve your credit profile and increase your chances of securing a loan on favourable terms.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Disclaimer-<\/strong>&nbsp;The rankings and figures in this article have been compiled from multiple verified reports, credible news sources, and public financial data available as of 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All values are approximate and may vary with newer updates, revisions, or changes in official records.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1782210556106\"><strong class=\"schema-faq-question\"><strong>What is the full form of FOIR?<\/strong><\/strong> <p class=\"schema-faq-answer\">FOIR stands for <strong>Fixed Obligation to Income Ratio<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782210558171\"><strong class=\"schema-faq-question\"><strong>What does FOIR mean in banking?<\/strong><\/strong> <p class=\"schema-faq-answer\">FOIR refers to the percentage of a borrower&#8217;s monthly income that is already committed towards fixed financial obligations, such as EMIs, rent, and credit card dues.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782210559268\"><strong class=\"schema-faq-question\"><strong>How is FOIR calculated?<\/strong><\/strong> <p class=\"schema-faq-answer\">FOIR is calculated using the following formula: <strong>FOIR = (Total Monthly Fixed Obligations \u00f7 Monthly Income) \u00d7 100<\/strong><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782210559994\"><strong class=\"schema-faq-question\"><strong>What is considered a good FOIR for a personal loan?<\/strong><\/strong> <p class=\"schema-faq-answer\">Most lenders generally prefer an FOIR between <strong>40% and 55%<\/strong>, although the acceptable range may vary depending on the borrower&#8217;s profile and the lender&#8217;s policies.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782210560551\"><strong class=\"schema-faq-question\"><strong>Does a high FOIR affect loan approval?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. A high FOIR can reduce loan eligibility, lower the sanctioned loan amount, and increase the chances of loan rejection.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782210561102\"><strong class=\"schema-faq-question\"><strong>Do all banks use FOIR to determine loan eligibility?<\/strong><\/strong> <p class=\"schema-faq-answer\">Most banks and NBFCs use FOIR as one of the key parameters while assessing loan applications, along with factors such as credit score, income stability, and employment history.<\/p> <\/div> <\/div>\n<\/div><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#What_is_FOIR\" >What is FOIR?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#FOIR_Formula\" >FOIR Formula<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#How_to_Calculate_FOIR\" >How to Calculate FOIR<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#How_Do_Banks_Calculate_FOIR\" >How Do Banks Calculate FOIR?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#Why_is_FOIR_Important_for_Loan_Approval\" >Why is FOIR Important for Loan Approval?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#FOIR_vs_DTI_What_is_the_Difference\" >FOIR vs DTI: What is the Difference?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#Is_FOIR_the_Same_as_a_Credit_Score\" >Is FOIR the Same as a Credit Score?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#How_to_Improve_Your_FOIR_Before_Applying_for_a_Loan\" >How to Improve Your FOIR Before Applying for a Loan<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Managing debt responsibly is one of the most important aspects of financial planning. Before approving a loan, lenders need to determine whether an applicant can comfortably repay the borrowed amount without facing financial stress. This is where FOIR comes into the picture. In this article, learn about FOIR in banking in detail. What is FOIR? &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;FOIR Full Form: What It Means and How It Affects Your Loan Approval&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":4633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1001],"tags":[3556,3558,3560,3555,3553,3561,3563,3554,3557,3562,3559],"class_list":["post-4632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-fixed-obligation-to-income-ratio","tag-foir-calculation-with-example","tag-foir-for-personal-loan","tag-foir-formula","tag-foir-full-form","tag-foir-impact-on-loan","tag-foir-importance","tag-foir-meaning","tag-how-to-calculate-foir","tag-how-to-calculate-foir-in-loan","tag-what-is-foir-in-banking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FOIR Full Form: How Banks Calculate It &amp; Why It Matters for Loans<\/title>\n<meta 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A high FOIR can reduce loan eligibility, lower the sanctioned loan amount, and increase the chances of loan rejection.<br>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#faq-question-1782210561102","position":6,"url":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/foir-full-form\/#faq-question-1782210561102","name":"Do all banks use FOIR to determine loan eligibility?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Most banks and NBFCs use FOIR as one of the key parameters while assessing loan applications, along with factors such as credit score, income stability, and employment history.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/4632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/comments?post=4632"}],"version-history":[{"count":2,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/4632\/revisions"}],"predecessor-version":[{"id":4635,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/posts\/4632\/revisions\/4635"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/media\/4633"}],"wp:attachment":[{"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/media?parent=4632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/categories?post=4632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jumpp.finance\/blog\/wp-json\/wp\/v2\/tags?post=4632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}