{"id":5247,"date":"2026-08-31T05:40:28","date_gmt":"2026-08-31T05:40:28","guid":{"rendered":"https:\/\/jumpp.finance\/blog\/?p=5247"},"modified":"2026-08-31T05:40:28","modified_gmt":"2026-08-31T05:40:28","slug":"mmid-in-bank","status":"publish","type":"post","link":"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/","title":{"rendered":"MMID in Bank: Full Form, How It Works and How to Get an MMID Number"},"content":{"rendered":"<div class='main-article-wrapper'>\n<p class=\"wp-block-paragraph\">When you need to transfer money through a bank, you may be asked for the beneficiary&#8217;s account number and IFSC code. However, IMPS also introduced a mobile-based method that uses a registered mobile number and an MMID to identify the beneficiary for an eligible fund transfer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this blog, understand the purpose of MMID in banking.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_MMID_in_a_Bank\"><\/span>What is MMID in a Bank?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>MMID full form is Mobile Money Identifier<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>It is a 7-digit Mobile Money Identifier issued by a bank and used with a registered mobile number for eligible IMPS fund transfers.<\/strong> It provides a mobile-based way to identify the beneficiary without requiring the sender to enter the recipient&#8217;s complete bank account number and IFSC code.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">MMID Example<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For example, an MMID could look like <strong>7624518<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to receive money through an eligible MMID-based IMPS transfer, you would share your <strong>registered mobile number and MMID<\/strong> with the sender.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_MMID_Work\"><\/span>How Does MMID Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">MMID works by combining a beneficiary&#8217;s 7-digit Mobile Money Identifier with their registered mobile number to support eligible IMPS fund transfers.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The process usually works as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The bank issues the MMID:<\/strong> The customer obtains an MMID for an eligible bank account through the bank&#8217;s available mobile banking or IMPS services.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The beneficiary shares the required details:<\/strong> The sender receives the beneficiary&#8217;s registered mobile number and MMID.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The sender initiates an IMPS transfer:<\/strong> The sender selects the Mobile Number and MMID transfer option through their bank&#8217;s authorised banking channel.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The transaction is authenticated:<\/strong> The sender enters the transfer amount and completes the required security verification.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The money is processed through IMPS:<\/strong> Once the details and transaction are successfully validated, the funds are processed and credited to the beneficiary&#8217;s eligible account.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In simple terms, MMID acts as a mobile-based beneficiary identifier within the relevant IMPS transfer process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/jumpp.finance\/blog\/finance-fusion\/difference-between-neft-and-rtgs-and-imps\/\" target=\"_blank\" rel=\"noreferrer noopener\">IMPS VS RTGS VS NEFT &#8211; Explore Now!<\/a><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Find_or_Get_an_MMID_Number\"><\/span>How to Find or Get an MMID Number<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>You can find or get your 7-digit MMID through your bank&#8217;s authorised mobile banking, internet banking or other available banking channels.<\/strong> The exact process depends on your bank and whether it currently offers MMID-based services for your account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before you begin, make sure the mobile number linked to your bank account is active and registered with the bank. MMID-based transfers are associated with the customer&#8217;s registered mobile number, so this detail is essential for the service.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Get an MMID Number Through Your Bank&#8217;s Mobile App<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your bank&#8217;s official mobile banking app is often the easiest place to check for an existing MMID or request one.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in to your bank&#8217;s official mobile banking app.<\/li>\n\n\n\n<li>Go to the <strong>Fund Transfer<\/strong>, <strong>IMPS<\/strong>, <strong>Mobile Banking,<\/strong> or <strong>Account Services<\/strong> section.<\/li>\n\n\n\n<li>Look for an option related to <strong>MMID<\/strong>, <strong>Mobile Money Identifier,<\/strong> or IMPS beneficiary services.<\/li>\n\n\n\n<li>Select the relevant account, if prompted.<\/li>\n\n\n\n<li>View your existing MMID or follow the instructions to generate one, where the facility is available.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The exact menu names can differ between banking apps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Get an MMID Number Through Internet Banking<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You may also be able to access MMID-related services through your bank&#8217;s official internet banking portal.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in to your bank&#8217;s official internet banking platform.<\/li>\n\n\n\n<li>Navigate to the <strong>IMPS<\/strong>, <strong>Mobile Banking<\/strong>, <strong>Fund Transfer,<\/strong> or <strong>Profile Services<\/strong> section.<\/li>\n\n\n\n<li>Look for an option to view or generate an MMID.<\/li>\n\n\n\n<li>Select the relevant bank account and complete any required verification.<\/li>\n\n\n\n<li>Follow the on-screen instructions to access your MMID.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Get an MMID Number Through SMS Banking<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some banks may offer MMID-related services through SMS banking, which can be useful when you do not have access to mobile internet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The SMS format, service number and availability vary between banks. Always check your bank&#8217;s official website, mobile banking application or customer support channel for the correct and current instructions before sending an SMS request.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Get an MMID Number Through an ATM or Bank Branch<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the bank, you may also be able to access mobile banking or MMID-related services through an ATM or by visiting a bank branch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At an eligible ATM, look for options related to <strong>Mobile Banking<\/strong>, <strong>IMPS<\/strong> or <strong>Other Services<\/strong>. If MMID services are available, follow the instructions shown on the screen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also contact your bank&#8217;s customer support team or visit a branch to confirm whether your account is eligible and how to obtain an MMID.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Want to explore more SMS-based banking services? Learn <a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/ippb-sms-missed-call-banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">how IPPB SMS missed call banking<\/a> works and how you can use it for convenient banking services.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Transfer_Money_Using_MMID\"><\/span>How to Transfer Money Using MMID<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>To transfer money using MMID, select the eligible IMPS Mobile Number and MMID transfer option, enter the beneficiary&#8217;s registered mobile number and 7-digit MMID, add the amount, and complete the required authentication.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact process can differ between banks, but it generally involves the following steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in to your bank&#8217;s official mobile banking app or another authorised banking channel.<\/li>\n\n\n\n<li>Select the <strong>IMPS Fund Transfer<\/strong> option.<\/li>\n\n\n\n<li>Choose the <strong>Mobile Number and MMID<\/strong> method, if available.<\/li>\n\n\n\n<li>Enter the beneficiary&#8217;s registered mobile number and 7-digit MMID.<\/li>\n\n\n\n<li>Enter the amount you want to transfer and review the transaction details.<\/li>\n\n\n\n<li>Complete the required authentication, such as an MPIN, OTP, or another bank-approved security method.<\/li>\n\n\n\n<li>Check the transaction status and save the transaction reference number.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Always verify the beneficiary details before authorising the transaction. Banking applications and processes may vary, so follow the instructions displayed by your bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_and_Uses_of_MMID_in_Banking\"><\/span>Benefits and Uses of MMID in Banking<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The main use of MMID is to support mobile-based IMPS fund transfers by helping identify the beneficiary through their registered mobile number and MMID.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Its key benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Simpler beneficiary details:<\/strong> An eligible transfer can use a mobile number and MMID instead of requiring the sender to enter a complete bank account number and IFSC code.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Mobile banking convenience:<\/strong> MMID was specifically designed to support mobile-initiated banking transactions.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Instant transfer capability:<\/strong> IMPS enables prompt fund transfers, subject to successful transaction processing and the applicable banking systems.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Reduced sharing of account information:<\/strong> The beneficiary may not need to provide their complete bank account number when the Mobile Number and MMID method is available.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Part of India&#8217;s digital banking evolution:<\/strong> MMID helped make mobile-based instant transfers more accessible before UPI became the preferred option for many everyday payments.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MMID_Charges\"><\/span>MMID Charges<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Banks may apply different policies and charges for MMID-related services and IMPS fund transfers.<\/strong> There may not be a separate charge for simply viewing or generating an MMID, but charges for sending money through IMPS can depend on the bank, transaction amount and transfer channel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Always check your bank&#8217;s latest schedule of charges before making a transfer, as fees and policies can change.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MMID_and_IMPS_What_Is_the_Connection\"><\/span>MMID and IMPS: What Is the Connection?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>MMID is used as part of a mobile-based method for initiating eligible IMPS fund transfers.<\/strong> IMPS, or Immediate Payment Service, enables electronic fund transfers between participating banks through different available transfer methods.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For account-based transfers, the sender may use the beneficiary&#8217;s:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank account number<\/li>\n\n\n\n<li>IFSC code<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For the Mobile Number and MMID method, the sender may use the beneficiary&#8217;s:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Registered mobile number<\/li>\n\n\n\n<li>MMID<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Here is the detailed difference between MMID and IFSC.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Basis<\/strong><\/td><td><strong>MMID<\/strong><\/td><td><strong>IFSC<\/strong><\/td><\/tr><tr><td>Full form<\/td><td>Mobile Money Identifier<\/td><td>Indian Financial System Code<\/td><\/tr><tr><td>Format<\/td><td>7-digit numeric code<\/td><td>11-character alphanumeric code<\/td><\/tr><tr><td>Main use<\/td><td>Mobile Number and MMID method for eligible IMPS transfers<\/td><td>Account number-based electronic transfers<\/td><\/tr><tr><td>Used with<\/td><td>Registered mobile number<\/td><td>Bank account number<\/td><\/tr><tr><td>Transfer relevance<\/td><td>IMPS<\/td><td>NEFT, RTGS, and account-based IMPS transfers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The choice between MMID and IFSC depends on the fund transfer method supported and selected through your bank.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full app-download-banner\"><a href=\"https:\/\/jumpp.finance\/pay\" target=\"_blank\" rel=\" noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"720\" src=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-scaled.png\" alt=\"Send and receive money instantly using UPI with mobile app and QR code payments\" class=\"wp-image-4778\" srcset=\"https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-scaled.png 2560w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-300x84.png 300w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-1024x288.png 1024w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-768x216.png 768w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-1536x432.png 1536w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-2048x576.png 2048w, https:\/\/jumpp.finance\/blog\/wp-content\/uploads\/2026\/07\/Send-and-receive-money-instantly-using-UPI-with-mobile-app-and-QR-code-payments-520x146.png 520w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Manage_Payments_with_jUMPP\"><\/span>Manage Payments with jUMPP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">UPI has made sending and receiving money simpler, but everyday money management goes beyond payments. With <strong>jUMPP<\/strong>, you can use UPI for everyday transactions while accessing other financial services in one place.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With jUMPP, users can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Send and receive money through UPI.<\/li>\n\n\n\n<li>Scan QR codes and make payments.<\/li>\n\n\n\n<li><a href=\"https:\/\/jumpp.finance\/save\" target=\"_blank\" rel=\"noreferrer noopener\">Open a zero-balance savings account<\/a> with YES Bank.<\/li>\n\n\n\n<li>View balances across linked bank accounts through account aggregation.<\/li>\n\n\n\n<li>Invest in digital gold and mutual funds.<\/li>\n\n\n\n<li>Pay bills and recharge mobile connections.<\/li>\n\n\n\n<li>Track expenses and create budgets with jAI-powered insights.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">By bringing <strong>payments, banking, investments, and money management<\/strong> together, jUMPP helps you manage more of your finances from a single app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Make payments and manage your money in one place. <a href=\"https:\/\/jumpp.finance\/download-app\" target=\"_blank\" rel=\"noreferrer noopener\">Download jUMPP<\/a> and get started.<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Disclaimer-<\/strong>&nbsp;The rankings and figures in this article have been compiled from multiple verified reports, credible news sources, and public financial data available as of 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All values are approximate and may vary with newer updates, revisions, or changes in official records.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1787897585976\"><strong class=\"schema-faq-question\"><strong>What is MMID in banking?<\/strong><\/strong> <p class=\"schema-faq-answer\">MMID is a unique 7-digit number issued by a bank for IMPS transactions linked to a registered mobile number.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897587134\"><strong class=\"schema-faq-question\"><strong>What does MMID stand for?<\/strong><\/strong> <p class=\"schema-faq-answer\">MMID stands for <strong>Mobile Money Identifier<\/strong>. It helps identify a bank account for certain mobile-based IMPS transfers.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897587638\"><strong class=\"schema-faq-question\"><strong>How does MMID work?<\/strong><\/strong> <p class=\"schema-faq-answer\">For an MMID-based IMPS transfer, the sender enters the receiver\u2019s registered mobile number and MMID. The details are used to route the money to the linked bank account.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897588110\"><strong class=\"schema-faq-question\"><strong>How can I get my MMID number?<\/strong><\/strong> <p class=\"schema-faq-answer\">You can usually generate or request an MMID through your bank\u2019s mobile banking, internet banking, SMS service, or branch. Available methods vary by bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897588652\"><strong class=\"schema-faq-question\"><strong>How can I find my MMID?<\/strong><\/strong> <p class=\"schema-faq-answer\">You may find your MMID in your bank\u2019s mobile or internet banking service. Some banks also allow you to retrieve it through SMS or customer service.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897589186\"><strong class=\"schema-faq-question\"><strong>Is MMID required for mobile banking transactions?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. MMID is mainly used for certain IMPS transfers and is not required for every mobile banking transaction.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897590896\"><strong class=\"schema-faq-question\"><strong>What is the difference between MMID and IFSC code?<\/strong><\/strong> <p class=\"schema-faq-answer\">MMID is a 7-digit identifier used with a mobile number for certain IMPS transfers. An IFSC is an 11-character code that identifies a bank branch for payment systems such as NEFT, RTGS, and IMPS.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897656107\"><strong class=\"schema-faq-question\"><strong>Can I transfer money without an MMID?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. You can use other available transfer methods, such as account number and IFSC, UPI or other bank-supported options.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897665331\"><strong class=\"schema-faq-question\"><strong>Is MMID still used for bank transfers in India?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, MMID-based IMPS transfers may still be supported by banks. However, availability and the process can differ from one bank to another.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787897673638\"><strong class=\"schema-faq-question\"><strong>How do I cancel or regenerate my MMID?<\/strong><\/strong> <p class=\"schema-faq-answer\">The process depends on your bank. Check your bank\u2019s mobile or internet banking service or contact the bank for the available cancellation or regeneration options.<\/p> <\/div> <\/div>\n<\/div><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-flat ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#What_is_MMID_in_a_Bank\" >What is MMID in a Bank?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#How_Does_MMID_Work\" >How Does MMID Work?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#How_to_Find_or_Get_an_MMID_Number\" >How to Find or Get an MMID Number<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#How_to_Transfer_Money_Using_MMID\" >How to Transfer Money Using MMID<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#Benefits_and_Uses_of_MMID_in_Banking\" >Benefits and Uses of MMID in Banking<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#MMID_Charges\" >MMID Charges<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#MMID_and_IMPS_What_Is_the_Connection\" >MMID and IMPS: What Is the Connection?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#Manage_Payments_with_jUMPP\" >Manage Payments with jUMPP<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n","protected":false},"excerpt":{"rendered":"<p>When you need to transfer money through a bank, you may be asked for the beneficiary&#8217;s account number and IFSC code. However, IMPS also introduced a mobile-based method that uses a registered mobile number and an MMID to identify the beneficiary for an eligible fund transfer. In this blog, understand the purpose of MMID in &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/jumpp.finance\/blog\/financial-management\/personal-finance\/mmid-in-bank\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;MMID in Bank: Full Form, How It Works and How to Get an MMID Number&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":5254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1001],"tags":[4701,4705,4704,4698,4699,4706,4702,4703,4700,4708,4695,4696,4694,4709,4707,4697,4710],"class_list":["post-5247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-benefits-of-mmid","tag-difference-between-mmid-and-ifsc","tag-how-mmid-works","tag-how-to-find-mmid-number","tag-how-to-get-mmid-number","tag-imps-money-transfer-using-mmid","tag-mmid-and-imps","tag-mmid-charges","tag-mmid-example","tag-mmid-for-mobile-banking","tag-mmid-full-form","tag-mmid-in-bank","tag-mmid-means","tag-mmid-registration-process","tag-mmid-transfer-process","tag-payee-mmid-means","tag-use-of-mmid-in-banking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MMID in Bank: Meaning, Full Form, &amp; How It Works<\/title>\n<meta name=\"description\" content=\"MMID in banking is a 7-digit Mobile Money Identifier used with a registered mobile number for eligible IMPS transfers. 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banking?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"MMID is a unique 7-digit number issued by a bank for IMPS transactions linked to a registered mobile number.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-management\\\/personal-finance\\\/mmid-in-bank\\\/#faq-question-1787897587134\",\"position\":2,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-management\\\/personal-finance\\\/mmid-in-bank\\\/#faq-question-1787897587134\",\"name\":\"What does MMID stand for?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"MMID stands for <strong>Mobile Money Identifier<\\\/strong>. 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An IFSC is an 11-character code that identifies a bank branch for payment systems such as NEFT, RTGS, and IMPS.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-management\\\/personal-finance\\\/mmid-in-bank\\\/#faq-question-1787897656107\",\"position\":8,\"url\":\"https:\\\/\\\/jumpp.finance\\\/blog\\\/financial-management\\\/personal-finance\\\/mmid-in-bank\\\/#faq-question-1787897656107\",\"name\":\"Can I transfer money without an MMID?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. 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