{"id":5367,"date":"2026-09-09T09:58:00","date_gmt":"2026-09-09T09:58:00","guid":{"rendered":"https:\/\/jumpp.finance\/blog\/?p=5367"},"modified":"2026-09-09T11:24:56","modified_gmt":"2026-09-09T11:24:56","slug":"countries-where-upi-is-accepted","status":"publish","type":"post","link":"https:\/\/jumpp.finance\/blog\/financial-wellness\/upi\/countries-where-upi-is-accepted\/","title":{"rendered":"Countries Where UPI Is Accepted: What Travellers Should Know"},"content":{"rendered":"
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Scanning a QR code to pay has become second nature in India. But what happens when you travel abroad?<\/p>\n\n\n\n

UPI has gradually moved beyond Indian borders, making it possible to use the familiar payment method in select international locations. But which are the countries that accept UPI, and how does it work outside India?<\/p>\n\n\n\n

Let\u2019s see!<\/p>\n\n\n\n

<\/span>UPI Is Available in How Many Countries?<\/span><\/h2>\n\n\n\n

As of 2026, UPI is live in 11 foreign countries for UPI acceptance and\/or cross-border remittances.<\/strong> <\/p>\n\n\n\n

Here is the UPI countries list for 2026 –<\/p>\n\n\n\n

Country<\/strong><\/td>UPI Availability<\/strong><\/td><\/tr>
Bhutan<\/td>UPI operational<\/td><\/tr>
Nepal<\/td>UPI operational<\/td><\/tr>
Singapore<\/td>UPI operational<\/td><\/tr>
UAE<\/td>UPI operational<\/td><\/tr>
France<\/td>UPI operational<\/td><\/tr>
Sri Lanka<\/td>UPI operational<\/td><\/tr>
Mauritius<\/td>UPI operational<\/td><\/tr>
Qatar<\/td>UPI operational<\/td><\/tr>
Cambodia<\/td>UPI merchant acceptance<\/td><\/tr>
Greece<\/td>Cross-border remittances<\/td><\/tr>
Maldives<\/td>Cross-border remittances<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n\n\n\n

Note:<\/strong> Being included among UPI international countries<\/strong> does not necessarily mean UPI QR payments are available at every merchant in that country. The type and availability of UPI services can differ by country.<\/p>\n\n\n\n

<\/span>Which Was the First Country to Adopt UPI?<\/span><\/h2>\n\n\n\n

Bhutan was the first country to adopt UPI standards for QR-based merchant payments outside India.<\/strong> Its UPI-based merchant acceptance went live in July 2021.<\/p>\n\n\n\n

The expansion was an early step in taking India’s real-time digital payment infrastructure beyond the domestic market.<\/p>\n\n\n\n

Can Payments Fail Even When You Have Enough Balance? Check UPI Transaction Limit<\/a><\/em><\/p>\n\n\n\n

<\/span>How Do UPI Payments Work Abroad?<\/span><\/h2>\n\n\n\n

UPI Global Acceptance enables users to make QR-based payments at select international merchant locations directly from their Indian bank accounts.<\/strong> <\/p>\n\n\n\n

How to Use UPI at International Merchant Locations<\/strong><\/p>\n\n\n\n

You can use UPI abroad at select merchants that support UPI Global Acceptance. Check for UPI acceptance before scanning the merchant’s QR code. <\/p>\n\n\n\n

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  1. Activate UPI International:<\/strong> Enable UPI Global or UPI International for your specified bank account through your UPI-powered application.<\/li>\n\n\n\n
  2. Check UPI acceptance:<\/strong> Look for any UPI or supported network partner acceptance logo and confirm that the merchant accepts UPI payments.<\/li>\n\n\n\n
  3. Scan the QR code:<\/strong> Open your UPI-powered application and scan the merchant’s QR code.<\/li>\n\n\n\n
  4. Review the payment:<\/strong> Check the final amount in both foreign currency and Indian rupees, along with the applicable exchange rate or fees.<\/li>\n\n\n\n
  5. Enter your UPI PIN:<\/strong> Verify the details and enter your UPI PIN to authorise the transaction.<\/li>\n\n\n\n
  6. Check confirmation:<\/strong> After a successful transaction, both you and the merchant should receive a payment notification. <\/li>\n<\/ol>\n\n\n\n
    \"Pay<\/a><\/figure>\n\n\n\n

    Also explore:<\/em><\/strong> UPI ID vs UPI Number<\/a>: What\u2019s the Difference?<\/em><\/p>\n\n\n\n

    <\/span>Do All Merchants Accept UPI in These Countries?<\/span><\/h2>\n\n\n\n

    No. UPI being available in a country does not mean that every shop, restaurant or merchant will accept it.<\/strong> UPI Global Acceptance works at select international merchant locations<\/strong> that support the facility. <\/p>\n\n\n\n

    Before making a purchase:<\/p>\n\n\n\n