Terms & Conditions

• M/S.Finfutech Solutions Private Limited (The Company) is a Fintech company.
• Jumpp is a Digital Platform owned and operated by Finfutech Solutions Private Limited (The Company).
• The Company operates and ensures use of the Platform for facilitating availment of Banking, Lending, Investment and Personal Finance Management Advisory Services by the users.
• The Terms and Conditions are applicable to user which maybe any person visiting, accessing and/or using the App, Jumpp or website ("Platform").
• By accessing and/or using the Platform You signify Your agreement to accept these binding Terms of Use herein (“Agreement”). We reserve the right, at Our sole discretion, to change, modify or otherwise alter these Terms of Use at any time without prior notice. Such changes
  and/or modifications shall become effective immediately upon being posted/published on the Platform herein.
• In order to access or use the Platform, you must be “competent” to contract, as understood within the meaning of the Indian Contract Act, 1872. You may not use our products or services if you are a minor. By agreeing to use our services, you confirm that you are not a minor and are competent to contract as understood within the meaning of the Indian Contract Act, 1872. We shall not be responsible for any consequence that arises as a result of misuse of any kind of our services that may occur by virtue of any user including a minor using the services provided. By using the services, we reserve the right to terminate your
  subscription and /or refuse to provide you with access to the services if it is discovered that the consent to use the products or services is not made by you, or if we find out that you are a minor, or any information provided by you is inaccurate. You may not access or use the Platform and/or the services if we have previously banned you from the Digital Platform or deactivated your account.
• The Company will maintain a record of Your Personal Information and financial transactions in a secure and confidential manner. However, when You express Your interest in availing services of any of Our group/associate/affiliate companies/third party service providers/ partner Bank, then based on Your consent, We may share Your KYC and other related information with Our group/associate/affiliate companies/Third party Service providers/ partner bank and You hereby give Your consent for the same.
• Finfutech Solutions Pvt Ltd shall share the information and documents received from you for the Credit Products with Finvasia Financial services Pvt Ltd, Digilen Solutions Pvt Ltd (LSP) and its Digital Lending App (DLA) through secure channels. While Finfutech Solutions Pvt Ltd undertakes measures to ensure that such transmission is error free, however, it does not guarantee that the transmissions of your details will always be secure or that unauthorized third parties will never be able to defeat the security measures taken by Finfutech Solutions Pvt Ltd.
• You hereby agree and acknowledge to promptly provide all requested Know Your Customer (KYC) details (including identity proof, permanent account number (PAN) and address proof) and any other information as may be requested by Finfutech Solutions Pvt Ltd and/or its group companies or/and associates or/and the Bank/Third party service providers for providing the various services to You and undertaking the verification of the KYC. Finfutech Solutions Pvt Ltd reserves a right to request for additional information or documents from the User while providing the loans. You understand, agree and give your consent to share all such information and documents collected by Finfutech Solutions Pvt Ltd with the Bank/ Third party service providers/Group companies and You agree to provide complete, genuine, and accurate information and documentsto Finfutech Solutions Pvt Ltd for availing the services on the digital platform and shall ensure that such information is not false, misleading, or incorrect.
• You hereby give your consent to Finfutech Solutions Pvt Ltd to obtain your personal information including KYC information from other Finvasia Group entities for products and/or services offered by them to you.
• The Company may also allow its group/affiliate entities such as Finvasia Securities Pvt Ltd, Finvasia Financial Services Pvt Ltd, Finofin Advisory Services Private Limited, Digilen Solutions Pvt. Ltd., Finvasia Ventures Pvt Ltd. and Third Party Service Providers/ Partner Bank among others, to use the digital Platform to offer their products and services to You, under applicable terms and conditions specified on Jumpp Platform.

• Services of the other group companies involved in the Digital App will be as under:

Finvasia Securities Pvt Ltd’s Services-

• Will provide Services for investment in stocks and mutual funds through its Digital Platform/App by the name Shoonya.

Finvasia Financial services Pvt Ltd’s Services-

• Will provide Lending Services through M/S.Digilen Solutions Pvt Ltd (LSP) and its Digital Lending App(DLA)
• M/S.Digilen Solutions Pvt Ltd (LSP)’s Digital Lending App (DLA) will occupy dedicated space and place in the main Jumpp App.
• For availing Credit Facilitation Services, you here by consent and authorize Finvasia Financial services Pvt Ltd to create and hold the mandate for debiting your bank account for collection of your EMIs.
• You agree that Finvasia Financial services Pvt Ltd (FFSPL) holding your mandate and maintains a record of your details in a secure and confidential manner with Yes Bank as Yes bank is the Partner Bank of FFSPL, our service provider to facilitate presentation of your mandate and collection of repayments under the said mandate.
• You confirm that that funds disbursed under the line of credit product/services are not used for speculation purpose in any manner whatsoever.

Finofin Advisory Services Pvt Ltd’s Services-

• The advisory entity is mainly set up to provide advisory services to the users.
• All the insights on the analyses of the expenses, spending pattern along with budgeting would be done through this entity on the basis of the accounts linked through the account aggregator.
• The advisory entity would further advise the users to channelize their savings and earnings and further invest using all the other relevant features of the application.

Please refer to the terms and conditions or other material provided by Finvasia Group Entities and the Company does not represent and warrant to provide an exhaustive list or representation of services by them.

LICENSE. By using this Platform, you are granted a limited, non-exclusive, non-transferable right to use the content and materials on the Platform in connection with your normal,noncommercial, use of the Platform. You may not copy, reproduce, transmit, distribute, orcreate derivative works of such content or information without express written authorization from Company or the applicable third party (if third party content is at issue).

POSTING. By posting, storing, or transmitting any content on the Platform, you hereby grant Company a perpetual, worldwide, non-exclusive, royalty-free, assignable, right and license to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world. The Company does not have the ability to control the nature of the user-generated
content offered through the Platform. You are solely responsible for your interactions with other users of the Platform and any content you post. Company is not liable for any damage or harm resulting from any posts by or interactions between users. Company reserves the right, but has no obligation, to monitor interactions between and among users of the Platform and to remove any content Company deems objectionable.

LINKS: As part of the advertising and marketing services offered the Company, the Platform may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Platform and/or the Company. We are not responsible for the content of any Linked Site, or any changes or updates to the Linked Site.

We do not intend the Linked Sites to be referrals to, endorsements of, or affiliations with linked entities.

On accessing the Linked Sites, you shall be governed by the terms of use, privacy policy and any other additional policies of the Linked Sites. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, advertising, products, services or other materials available on or through any Linked Sites or for any errors, defamatory content, libel, slander, omissions, falsehoods, obscene content, pornographic material, or any profanity contained therein.

INTELLECTUAL PROPERTY RIGHTS

"Intellectual Property Rights" shall mean all patents, trademarks, service marks, copyrights, database right, trade names, brand names, trade secrets, design rights and similar proprietary rights of the Company whether registered or unregistered and all renewals and extensions.

All rights, title and interest in the Intellectual Property Rights in the Platform are the property of the Company and/or its licensors and/or other respective owners and are protected, without limitation, pursuant to Intellectual Property Rights laws of India and the world.

The Company retains full, complete and absolute title to the Platform and all Intellectual Property Rights therein.

The Platform shall be deemed to be non--‐exclusively licensed to You by Us only for Your non--‐commercial personal use and only for such period as We may, in Our sole discretion, deem appropriate. You shall not use, reproduce, redistribute, sell, offer on commercial rental, decompile, reverse engineer, disassemble, adapt, communicate to the public, make a Derivative work, interfere with the integrity of the Platform (including without limitation the software, coding, constituents, elements, materials, etc.) in any manner whatsoever.

All content included on the Platform and delivered to Users as part of the services including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, code, and software used on or incorporated into the Platform, is the property of the Company, unless expressly provided otherwise, and is protected by Applicable Law.

DISCLAIMER OF WARRANTIES

YOUR USE OF THIS PLATFORM AND/OR PRODUCTS OR SERVICES ARE AT YOUR SOLE RISK. THE PLATFORM AND PRODUCTS OR SERVICES ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE PRODUCTS OR SERVICES OR PLATFORM CONTENT, OR ANY RELIANCE UPON OR USE OF THE PLATFORM CONTENT OR PRODUCTS OR SERVICES. ("PRODUCTS" INCLUDE TRIAL PRODUCTS.)

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE COMPANY MAKES NO WARRANTY:

THAT THE INFORMATION PROVIDED ON THIS PLATFORM IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

THAT THE LINKS TO THIRD-PARTY WEBSITES ARE TO INFORMATION THAT IS
ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

DISCLAIM ANY AND ALL EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES AND/OR CONDITIONS OFANY KIND, INCLUDING BUT NOT LIMITED TO WARRANTIES OF COMPLETENESS, ACCURACY, RELIABILITY, SUITABILITY, FITNESS, MERCHANTABILITY,

AVAILABILITY,QUALITY,FITNESSFORANYPURPOSE,NON--‐INFRINGEMENT,
COMPATIBILITY AND/OR SECURITY;

ARE NOT RESPONSIBLE OR LIABLE FOR ANY INFECTION OR CONTAMINATION OF
YOUR SYSTEM OR DEVICE ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM OR ANY CONNECTED WEBSITE AND DO NOT WARRANT THAT THE PLATFORM,THE SERVER(S) THAT MAKE THE WEBSITE AVAILABLE OR ANY
CONNECTED WEBSITES ARE FREE FROM VIRUSES, TROJAN HORSES, WORMS,
SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES OR OTHER HARMFUL
COMPONENTS;

ARE NOT RESPONSIBLE OR LIABLE FOR INTERRUPTIONS, DELAYS, INACCURACIES, ERRORS, OR OMISSIONS ARISING OUT OF YOUR USE OF THE PLATFORM OR ANY CONNECTED WEBSITE OR WITH RESPECT TO THE MATERIAL AND USER MATERIAL THEREON; AND

DO NOT WARRANT THAT THE PLATFORM, OR ANY CONNECTED WEBSITE, LINKED
MICROSITES, ANY MATERIALS,THIRD--‐PARTY CONTENT, SERVICES OFFERED WILL BE UNINTERRUPTED OR ERROR FREE OR ACCURATE OR SUIT YOUR PURPOSE.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU
FROM THIS PLATFORM WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED
HEREIN.

AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE PRODUCTS OR SERVICES OR THAT DEFECTS IN PRODUCTS OR SERVICES WILL BE CORRECTED.

REGARDING ANY PRODUCTS OR SERVICES PURCHASED OR OBTAINED THROUGH
THE PLATFORM.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

EVERY EFFORT IS MADE TO KEEP THE PLATFORM RUNNING SMOOTHLY. HOWEVER, THE COMPANY TAKES NO RESPONSIBILITY FOR, AND WILL NOT BE LIABLE FOR, THE PLATFORM BEING UNAVAILABLE DUE TO ANY REASONS.

THE ENTIRE RISK AS TO THE QUALITY, ACCURACY, ADEQUACY, COMPLETENESS,
FITNESS, CORRECTNESS AND VALIDITY OF ANY MATERIAL AND USE OF AND ACCESS TO THE PLATFORM OR ANY CONNECTED WEBSITE RESTS SOLELY WITH YOU.

THE PLATFORM MAY CONTAIN LINKS TO OTHERTHIRD--‐PARTY WEBSITES WHICH ARE NOT UNDER THE CONTROL OF THE COMPANY. ANY WEBSITE YOU VISIT BY A LINK FROM THE PLATFORM IS SOLELY THE RESPONSIBILITY OF THE THIRD PARTY PROVIDING THE WEBSITE. ANY TRANSACTIONS THAT YOU ENTER INTO WITH A THIRD PARTY LISTED IN THIS PLATFORM OR LINKED FROM THIS PLATFORM ARE SOLELY BETWEEN YOU AND THAT THIRD PARTY.

WE ARE NOT RESPONSIBLE FOR ANY SUCHTHIRD--‐PARTY CONTENT THAT MAY BE ACCESSED VIA THE PLATFORM, NOR THE ORGANIZATIONS PUBLISHING THOSE THIRD-PARTY WEBSITES, AND HERE BY DISCLAIM ANY RESPONSIBILITY AND LIABILITY FOR SUCH CONTENT. THE INCLUSION OF ANY LINKS DOES NOT CONSTITUTE OR IMPLY AN ENDORSEMENT OR RECOMMENDATION BY US OF THE
THIRD--‐PARTY, OF THE QUALITY OF ANY PRODUCT OR SERVICE, ADVICE, INFORMATION OR OTHER MATERIALS DISPLAYED, PURCHASED, OR OBTAINED BY YOU AS A RESULT OF AN ADVERTISEMENT OR ANY OTHER INFORMATION OR OFFER IN OR IN CONNECTION WITH THE THIRD-PARTY WEBSITE

LIMITATION OF LIABILITY

COMPANY’S ENTIRE LIABILITY, AND YOUR EXCLUSIVE REMEDY, IN LAW, IN EQUITY, OR OTHWERWISE, WITH RESPECT TO THE PLATFORM CONTENT AND PRODUCTS OR SERVICES AND/OR FOR ANY BREACH OF THIS AGREEMENT IS SOLELY LIMITED TO THE AMOUNT YOU PAID, FOR PRODUCTS AND SERVICES PURCHASED VIA THE PLATFORM.

THE COMPANY WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THIS AGREEMENT OR THE PRODUCTS OR SERVICES IN ANY MANNER, INCLUDING LIABILITIES RESULTING FROM (1) THE USE OR THE INABILITY TO USE THE PLATFORM CONTENT OR PRODUCTS OR SERVICES; (2) THE COST OF PROCURING SUBSTITUTE PRODUCTS OR CONTENT; 3) ANY PRODUCTS OR SERVICES PURCHASED OR OBTAINED OR TRANSACTIONS ENTERED INTO THROUGH THE PLATFORM; OR (4) ANY LOST PROFITS YOU ALLEGE.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

YOU WILL RELEASE, INDEMNIFY, DEFEND AND HOLD HARMLESS THE COMPANY AND FINVASIA GROUP ENTITIES, AND ANY OF ITS CONTRACTORS, AGENTS, EMPLOYEES, OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES AND ASSIGNS FROM ALL LIABILITIES, CLAIMS, DAMAGES, COSTS AND EXPENSES, INCLUDING REASONABLE ATTORNEYS' FEES AND EXPENSES, OF THIRD PARTIES RELATING TO OR ARISING OUT OF (1) THIS AGREEMENT OR THE BREACH OF YOUR WARRANTIES, REPRESENTATIONS AND OBLIGATIONS UNDER THIS AGREEMENT; (2) THE PLATFORM CONTENT OR YOUR USE OF THE PLATFORM CONTENT;(3) THE PRODUCTS OR SERVICES OR YOUR USE OF THE PRODUCTS OR SERVICES (INCLUDING TRIAL PRODUCTS); (4) ANY INTELLECTUAL PROPERTY OR OTHER PROPRIETARY RIGHT OF ANY PERSON OR ENTITY; 5) YOUR VIOLATION OF ANY PROVISION OF THIS AGREEMENT; OR (6) ANY INFORMATION OR DATA YOU SUPPLIED TO THE COMPANY AND FINVASIA GROUP ENTITIES WHEN THE COMPANY OR FINVASIA GROUP ENTITIES IS THREATENED WITH SUIT OR SUED BY A THIRD PARTY, THE COMPANY OR FINVASIA GROUP ENTITIES MAY SEEK WRITTEN ASSURANCES FROM YOU CONCERNING YOUR PROMISE TO INDEMNIFY THE COMPANY AND FINVASIA GROUP ENTITIES; YOUR FAILURE TO PROVIDE SUCH ASSURANCES MAY BE CONSIDERED BY THE COMPANY AND FINVASIA GROUP ENTITIES TO BE A MATERIAL BREACH OF THIS AGREEMENT. THE COMPANY AND FINVASIA GROUP ENTITIES WILL HAVE THE RIGHT TO
PARTICIPATE IN ANY DEFENSE BY YOU OF A THIRD-PARTY CLAIM RELATED TO YOUR USE OF ANY OF THE PLATFORM CONTENT OR PRODUCTS OR SERVICES, WITH COUNSEL OF THE COMPANY AND FINVASIA GROUP ENTITIES CHOICE AT ITS EXPENSE. THE COMPANY AND FINVASIA GROUP ENTITIES WILL REASONABLY
COOPERATE IN ANY DEFENSE BY YOU OF A THIRD-PARTY CLAIM AT YOUR REQUEST AND EXPENSE. YOU WILL HAVE SOLE RESPONSIBILITY TO DEFEND THE COMPANY AND FINVASIA GROUP ENTITIES AGAINST ANY CLAIM, BUT YOU MUST RECEIVE THE COMPANY AND FINVASIA GROUP ENTITIES PRIOR WRITTEN CONSENT REGARDING ANY RELATED SETTLEMENT. THE TERMS OF THIS PROVISION WILL SURVIVE ANY TERMINATION OR CANCELLATION OF THIS AGREEMENT OR YOUR USE O FTHE PLATFORM OR PRODUCTS OR SERVICES.

PRIVACY

The Company believes strongly in protecting user privacy and providing you with notice of Company's use of data. Please refer to Company privacy policy, incorporated by reference herein, that is posted on the Platform.

AGREEMENT TO BE BOUND

By using this Platform, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Platform.

GENERAL

Force Majeure. Company will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations here under due to earthquake, flood, fire, storm, natural disaster, act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott.

Cessation of Operation. Company may at any time, in its sole discretion and without advance notice to you, cease operation of the Platform and distribution of the Products/Services.

Effect of Waiver. The failure of Company to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

Governing Law; Jurisdiction. This Agreement will be governed by the laws of Chandigarh without regard to its conflict of law principles to the contrary.

Termination.CompanyreservestherighttoterminateyouraccesstothePlatformifit
reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Platform and Company may, in its sole discretion and without advance notice to you, cancel any outstanding orders for Products/Services. If your access to the Platform is terminated, Company reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Platform. This Agreement will survive indefinitely unless and until Company chooses, in its sole discretion and without advance to you, to terminate it.

Domestic Use. Company makes no representation that the Platform or Products or Services are appropriate or available for use in locations outside India. Users who access the Platform from outside India do so at their own risk and initiative and must bear all responsibility for compliance with any applicable local laws.

Assignment. You may not assign your rights and obligations under this Agreement to anyone. Company may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.